3933 SE State Road 21, photo 1
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Overview

5 bd3 ba3,294 sqftSingle Family
TypeSingle Family
HOANone listed
Built1963
Lot28,750 sqft
Living area3,294 sqft
Price / sqft$250

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)

3933 SE State Road 21 is a 1963-built home in Na, Keystone Heights. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,294 square feet of living space. Listed at $825,000 (about $250/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to a truly one of a kind Lake Geneva waterfront retreat. Nestled among mature trees and lush landscaping, this remarkable property feels like your own private botanical garden, featuring more than 50 palm trees, hundreds of azaleas and camellias, and a variety of fruit trees including navel oranges, citrus, figs, and pears. With over 125 feet of shoreline, breathtaking lake views are showcased throughout the home. Offering 3,294 square feet, 5 bedrooms, and 3 bathrooms, this lovingly maintained home has been enjoyed by only two owners and is thoughtfully designed for both everyday living and entertaining. Two front entrances welcome you inside, where the family room with a fireplace, dining room, and living room with a second fireplace flow seamlessly together. Expansive windows frame stunning views of the lake and fill the home with natural light. The spacious kitchen features new appliances, abundant storage, and a window above the sink overlooking the pool and lake. Enjoy easy access to outdoor living from both the kitchen nook and living room. The centrally located primary suite offers a private en-suite bathroom and convenient access to the main living areas. A desirable split floor plan provides privacy for family and guests, with two bedrooms and a shared bathroom located near the laundry room on one side of the home and two additional bedrooms sharing a bathroom on the opposite side. Step outside and discover the true magic of this property. The 30 x 40 in ground pool is complemented by a brand new oversized deck and concrete surround, creating the perfect setting for entertaining, relaxing, and enjoying the peaceful waterfront setting. An outdoor shower adds convenience after a day spent swimming or enjoying the lake. Recent updates include a new roof in 2024, exterior painting in 2025, new appliances, and extensive improvements to the pool area. Rarely does a property provide this combination of waterfront living, mature landscaping, privacy, and timeless charm. This is more than a home, it is a treasured Lake Geneva retreat ready for its next chapter.

The essentials

Built
1963
Price / sqft
$250
On market
111 days
Annual tax
$2,517
Flood zone
X · Low risk
Lot
28,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 1963
Waterfront
Lake Front
Private pool
Deck
3.10 acres
Lot size
3,294 sqft
Living area

Payment

Est. monthly payment
$4,925/mo
Down payment (20%)
$165,000
Property taxes
$210/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1963
Lot
28,750 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Deck, In Ground
Waterfront
Lake Front
Days on Market
111
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Lighting
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Storage
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,517
Parcel #
05994-0-00000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Na
County
Bradford
MLS Area
32656 - Keystone Heights
Lot Size
28,750 sqft
LandscapedOversized Lot

Price history

Date
Event
Price
8/16/2026
Price change
Source: Stellar MLS #GC541111
$825,000-0.4%
$250/sqft
6/20/2026
Listed for sale
Source: Stellar MLS #GC541111
$828,000
$251/sqft

Neighborhood

3933 SE State Road 21
Keystone Heights, FL, 32656 · 32656 - Keystone Heights

Market insights

Offer Insights

Choose an offer strength

List price: $825,000
$780,000 – $825,000
94.4% – 100% of listTops out right at the list price
80% of listList price
15 of the last 28 home closings in 32656 landed at this number or higher (54%). The median one sat 35 days before it went under contract, and this one is on day 111 after a $3,000 cut.

Sample: 28 closed home sales in 32656 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,925/mo
Principal & interest$4,303
Property taxes$210
Insurance$413
Down payment20% · $165,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$825,000

$250 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,294 sq ft

Time on market

111 days

Year built

1963

Monthly payment

About $4,925/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,517 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byMATCHMAKER REALTY OF ALACHUA COUNTYListing agent: Gia ArvinListing data from Stellar MLS, MLS# GC541111.

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