Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- EMERALD COVE
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
525 SW Heathridge Dr is a 2026-built home in Emerald Cove, Lake City. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,880 square feet of living space. Listed at $424,900 (about $226/sqft), 169 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Pre-Construction. To be built. Home construction shall commence with Gibraltar Contracting LLC after signing purchase contract with buyer. The 1880 model is an accommodating, open plan that is a proven quick seller. Finishes include craftsman trim, quartz counters, luxury vinyl plank flooring, tile showers and bathroom floors. 9' ceilings throughout plus 1' tray ceiling in master bedroom and great room. *Photos are NOT the actual home but a matching plan by same builder and represent finishes offered. Pictures are from same floor plan with 10' ceilings in living area. This offering has 9' ceilings. Not actual home. Home is to be built
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 29 closed home sales in 32024 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$424,900
$226 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,880 sq ft
Time on market
169 days
Year built
2026
Monthly payment
About $2,462/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $405 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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