196 NW Clubview Cir, photo 1
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Overview

4 bd3 ba3,150 sqftSingle Family
TypeSingle Family
HOANone listed
Built2001
Lot20,473 sqft
Living area3,150 sqft
Price / sqft$138

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About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenPrimary Bedroom Main FloorSolid Surface CountersStone CountersThermostatTray Ceiling(s)

196 NW Clubview Cir is a 2001-built home in Fairway View Sub, Lake City. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,150 square feet of living space. Listed at $434,990 (about $138/sqft), 204 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One or more photo(s) has been virtually staged. !!!MOTIVATED SELLER!!! Welcome to your private retreat in the highly desirable Greater Country Club area of Lake City—where space, comfort, and lifestyle come together seamlessly. Location is everything—and this home delivers. Enjoy quick access to an 18-hole golf course just moments away, along with top-rated healthcare, shopping, dining, and entertainment all within minutes. With I-75 Exit 427 only five minutes from your doorstep, commuting to major cities like Orlando, Tampa, Miami, and Atlanta is incredibly convenient. This expansive 4-bedroom, 3-bath residence is thoughtfully designed for both everyday living and grand entertaining. From the moment you arrive, the home makes a lasting impression with its stately entrance framed by soaring palm trees, evoking the elegance of a villa or private estate. Inside, you’ll find a well-planned layout that offers distinct, functional spaces for every aspect of modern living. The oversized primary kitchen features ample workspace and a cozy eat-in breakfast area. A secondary cooking space in the massive Florida room creates an exceptional setup for hosting large gatherings and celebrations with ease. The adjoining media room adds yet another dimension—ideal for movie nights, game days, or simply unwinding. Natural light pours in through numerous sliding windows, enhancing the airy, open feel throughout the home. Granite and marble tile flooring not only elevates the interior aesthetic but also ensures low-maintenance, long-lasting durability. Each bedroom is a private haven, complete with closets lined in sandalwood panels that provide a subtle, natural fragrance and a touch of luxury. Built with solid concrete block construction reinforced with rebar, this home offers peace of mind along with enduring quality. The property is equipped with city water for household use and well water for efficient yard irrigation. Best of all, with no HOA restrictions, you have the freedom to bring your lifestyle with you—whether that includes RVs, boats, or other recreational vehicles. This is more than a home—it’s a statement of space, comfort, and freedom.

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The essentials

Built
2001
Price / sqft
$138
On market
204 days
Annual tax
$2,633
Flood zone
X · Low risk
Lot
20,473 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
0.47 acres
Lot size
3,150 sqft
Living area

Payment

Est. monthly payment
$2,706/mo
Down payment (20%)
$86,998
Property taxes
$219/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
20,473 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
204
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Outdoor Kitchen
Private Yard
Rain Gutters
Storage
Cooktop
Dishwasher
Disposal
Microwave
Refrigerator
Tankless Water Heater
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,633
Parcel #
26-3S-16-02309-036

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fairway View Sub
County
Columbia
MLS Area
32055 - Lake City
Lot Size
20,473 sqft

Price history

Date
Event
Price
7/21/2026
Price change
Source: Stellar MLS #GC538678
$434,990-3.3%
$138/sqft
-
Price change
Source: Stellar MLS #GC538678
$449,990-13.5%
$143/sqft
3/26/2026
Listed for sale
Source: Stellar MLS #GC538678
$519,990
$165/sqft

Neighborhood

196 NW Clubview Cir
Lake City, FL, 32055 · 32055 - Lake City

Market insights

Offer Insights

Choose an offer strength

List price: $434,990
$417,500 – $434,990
95.9% – 100% of listTops out right at the list price
80% of listList price
24 of the last 46 home closings in Lake City landed at this number or higher (52%). The median one sat 49 days before it went under contract, and this one is on day 204 after a $85,000 cut.

Sample: 46 closed home sales in Lake City over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,706/mo
Principal & interest$2,269
Property taxes$219
Insurance$217
Down payment20% · $86,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$434,990

$138 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,150 sq ft

Time on market

204 days

Year built

2001

Monthly payment

About $2,706/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,633 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPEPINE REALTYListing agent: Chirayu PatelListing data from Stellar MLS, MLS# GC538678.

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