

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CITRUS HILLS 1ST ADD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$15/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
12 S School Ave is a 2026-built home in Citrus Hills 1st Add, Lecanto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,478 square feet of living space. Listed at $467,800 (about $189/sqft), 141 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 annually.
Virtually Staged. Under Construction. SPECIAL SELLER INCENTIVE — CHOOSE ONE! When financing through Seller’s preferred lender, Seller will provide up to $15,000 toward either a 2-1 temporary interest rate buydown OR eligible buyer closing costs, prepaids and escrows. With the 2-1 buydown, the buyer’s interest rate is reduced by 2% for the first year and 1% for the second year, before returning to the full note rate in year three — helping provide a lower monthly payment during the first two years of homeownership. Buyer chooses ONE incentive — 2-1 buydown OR closing-cost assistance. Buyer may use any lender; however, these advertised seller incentives are available ONLY when financing through Seller’s preferred lender. One or more photo(s) has been virtually staged. Brand-new construction on 1.3 ACRES in Lecanto, never lived in! This 4-bed, 3-bath, 3-car garage home offers 2,478 sq ft of open-concept living. The private owner's suite features dual walk-in closets and a spa-style bath, plus a secondary suite with its own full bath — perfect for guests or multigenerational living. Enjoy a spacious island kitchen with walk-in pantry, quartz counters, stainless Samsung appliances, and luxury vinyl plank flooring throughout the main living areas. A covered lanai extends your living space outdoors, and a drop zone, laundry room, and oversized 3-car garage add convenience. Energy-efficient systems, smart doorbell, and builder warranty included. Room to roam with no rear neighbors and space for a future pool. Minutes to Black Diamond Ranch golf, Crystal River springs, and the Suncoast Parkway. Some photos are renderings and/or of a similar completed model. Features, finishes, colors, and specifications may vary.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 43 closed home sales in 34461 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$467,800
$189 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,478 sq ft
Time on market
141 days
Year built
2026
Monthly payment
About $2,723/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $410 annual tax bill, insurance, and the $180/yr HOA fee.
HOA fee
$180/yr
Managed by Citrus Hills Property Owners Association Inc.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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