12 S School Ave, photo 1
Active
1 / 71

Overview

4 bd3 ba2,478 sqft3 car garageSingle Family
TypeSingle Family
HOA$180/yr
Built2026
Lot55,566 sqft
Living area2,478 sqft
Price / sqft$189
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CITRUS HILLS 1ST ADD
Type
Single Family Residence

True monthly carry

HOA
~$15/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Attic VentilatorEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostat

12 S School Ave is a 2026-built home in Citrus Hills 1st Add, Lecanto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,478 square feet of living space. Listed at $467,800 (about $189/sqft), 141 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 annually.

From the listing

Virtually Staged. Under Construction. SPECIAL SELLER INCENTIVE — CHOOSE ONE! When financing through Seller’s preferred lender, Seller will provide up to $15,000 toward either a 2-1 temporary interest rate buydown OR eligible buyer closing costs, prepaids and escrows. With the 2-1 buydown, the buyer’s interest rate is reduced by 2% for the first year and 1% for the second year, before returning to the full note rate in year three — helping provide a lower monthly payment during the first two years of homeownership. Buyer chooses ONE incentive — 2-1 buydown OR closing-cost assistance. Buyer may use any lender; however, these advertised seller incentives are available ONLY when financing through Seller’s preferred lender. One or more photo(s) has been virtually staged. Brand-new construction on 1.3 ACRES in Lecanto, never lived in! This 4-bed, 3-bath, 3-car garage home offers 2,478 sq ft of open-concept living. The private owner's suite features dual walk-in closets and a spa-style bath, plus a secondary suite with its own full bath — perfect for guests or multigenerational living. Enjoy a spacious island kitchen with walk-in pantry, quartz counters, stainless Samsung appliances, and luxury vinyl plank flooring throughout the main living areas. A covered lanai extends your living space outdoors, and a drop zone, laundry room, and oversized 3-car garage add convenience. Energy-efficient systems, smart doorbell, and builder warranty included. Room to roam with no rear neighbors and space for a future pool. Minutes to Black Diamond Ranch golf, Crystal River springs, and the Suncoast Parkway. Some photos are renderings and/or of a similar completed model. Features, finishes, colors, and specifications may vary.

The essentials

Built
2026
Price / sqft
$189
On market
141 days
Annual tax
$410
HOA
$180/yr
Flood zone
X · Low risk
Lot
55,566 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
Driveway
1.28 acres
Lot size
2,478 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,723/mo
Down payment (20%)
$93,560
Property taxes
$34/mo
HOA
$180/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
55,566 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
141
Attic Ventilator
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Forest Ridge Elementary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$410
Parcel #
19E-18S-18-0110-00730-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Citrus Hills 1st Add
County
Citrus
MLS Area
34461 - Lecanto
Lot Size
55,566 sqft
HOA
$180/yr
Citrus Hills Property Owners Association Inc

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #GC540891
$467,800
$189/sqft
-
Price change
Source: Stellar MLS #GC540891
$468,000-2.3%
$189/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #GC540891
$479,000
$193/sqft

Neighborhood

12 S School Ave
Lecanto, FL, 34461 · 34461 - Lecanto

Market insights

Offer Insights

Choose an offer strength

List price: $467,800
$450,000 – $467,800
96.4% – 100% of listTops out right at the list price
80% of listList price
22 of the last 43 home closings in 34461 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 141 after a $11,200 cut.

Sample: 43 closed home sales in 34461 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,723/mo
Principal & interest$2,440
Property taxes$34
Insurance$234
HOA$15
Down payment20% · $93,560
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$467,800

$189 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,478 sq ft

Time on market

141 days

Year built

2026

Monthly payment

About $2,723/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $410 annual tax bill, insurance, and the $180/yr HOA fee.

HOA fee

$180/yr

Managed by Citrus Hills Property Owners Association Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Amber O'SteenListing data from Stellar MLS, MLS# GC540891.

Keep exploring Florida

Pick up where you left off, or see what else is out there.