340 E Savoy St, photo 1
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Overview

4 bd4 ba2,163 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1997
Lot48,101 sqft
Living area2,163 sqft
Price / sqft$245
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumHigh CeilingsSplit BedroomThermostatVaulted Ceiling(s)Walk-in Closet(s)Lighting

340 E Savoy St is a 1997-built home in Kensington Estates Unit 02, Lecanto. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,163 square feet of living space. Listed at $529,900 (about $245/sqft), 220 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One or more photo(s) has been virtually staged. Large Price Improvement! Motivated Seller!! NO HOA Prime Location in Citrus County. Listing price is under the appraised amount. Equity in place for a great start! Breathtaking 4-bedroom 3.5 bath Pool Home on 1.10 acres located in the highly sought-after and quiet community of Kensington Estates in Citrus Hills. This well-maintained property offers plenty of space to park your RV, boat, or additional vehicles and features a 31.5 x 18 workshop plus an additional storage shed for equipment or lawn tools. Inside, the home offers a bright open floor plan with abundant natural light and a recently painted living room. The kitchen features beautiful countertops, oak cabinets, and upgraded appliances, with an electric stove that can easily be converted to gas. This home features Two Master Bedrooms. The primary suite includes a walk-in closet and sliding glass doors leading to the pool, while the primary bath offers a separate tub and shower. The Second Master bedroom includes a walk-in closet and sliding glass doors leading out to the pool and the bath includes a walk-in shower, single vanity and toilet. Enjoy added conveniences such as a central vacuum system, smart thermostat with app control, extra attic insulation, and interior spaces recently painted. The garage includes a gas hookup. The home also has four gas hookup points including the kitchen, dryer, garage, and pool lanai. Next let's step outside to your solar-heated pool with automatic cleaning system, perfect for relaxing or entertaining year-round along with plenty of space to sit and enjoy the sun and entertain guests with the outdoor kitchen/counter area along with being able to dry off and change with access to the pool bath. In the past few years this home has gone under some major updates which include New Roof (2021), New Pool Solar Panels (2021), AC (2016), New Septic Drain Field (2023), New wood fencing (2025) Metal Building does have the start of storage areas to be built. Spacious, private, and move-in ready—this property offers the perfect combination of comfort, functionality, and location. The home is being sold AS IS. Seller has given the option to include a HOME WARRANTY for 1 year to give peace of mind. All Contracts must be accompanied by a Pre-approval or Proof of Funds. Schedule your tour today of this outstanding home! This home is now an AirBNB home. It will be generating income that will be put in place for the buyer if wanted. Home will come furnished. This home is located in a great location with close proximity to golfing, springs, fishing, boating, nature trails and much more.

The essentials

Built
1997
Price / sqft
$245
On market
220 days
Annual tax
$37
Flood zone
X · Low risk
Lot
48,101 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Private pool
Heated
2 car garage
1.10 acres
Lot size
2,163 sqft
Living area

Payment

Est. monthly payment
$3,032/mo
Down payment (20%)
$105,980
Property taxes
$3/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
48,101 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Auto Cleaner, Gunite, Heated, In Ground, Lighting, Solar Heat
Days on Market
220
Ceiling Fans(s)
Central Vaccum
High Ceilings
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Rain Gutters
Storage
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Hernando Elementary
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$37
Parcel #
19E-18S-31-0020-000I0-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kensington Estates Unit 02
County
Citrus
MLS Area
34461 - Lecanto
Lot Size
48,101 sqft
In CountyLandscapedPaved

Price history

Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #G5109133
$529,900-2.8%
$245/sqft
-
Price change
Source: Stellar MLS #G5109133
$544,900-1.1%
$252/sqft
3/5/2026
Listed for sale
Source: Stellar MLS #G5109133
$550,996
$255/sqft

Neighborhood

340 E Savoy St
Lecanto, FL, 34461 · 34461 - Lecanto

Market insights

Offer Insights

Choose an offer strength

List price: $529,900
$510,000 – $529,900
96.4% – 100% of listTops out right at the list price
80% of listList price
23 of the last 44 home closings in 34461 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 220 after a $21,096 cut.

Sample: 44 closed home sales in 34461 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,032/mo
Principal & interest$2,764
Property taxes$3
Insurance$265
Down payment20% · $105,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$529,900

$245 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,163 sq ft

Time on market

220 days

Year built

1997

Monthly payment

About $3,032/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $37 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER HUBBARD HANSENListing agent: Erica WoodListing data from Stellar MLS, MLS# G5109133.

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