128 NE 326th Ave, photo 1
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Overview

4 bd3 ba2,760 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1995
Lot217,800 sqft
Living area2,760 sqft
Price / sqft$178
Garage1 car

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About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Private MailboxRain Gutters

128 NE 326th Ave is a 1995-built home in 9901, Cross City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,760 square feet of living space. Listed at $490,000 (about $178/sqft), 103 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your own private retreat in the heart of Cross City! Situated on 5 fully fenced acres, this beautiful 4-bedroom, 3-bathroom pool home offers the perfect blend of country living, privacy, and functionality. Animal lovers will appreciate the separate fenced pasture, ideal for horses or livestock, while the large carport/barn provides plenty of space for storing vehicles, tractors, equipment, or recreational toys. Inside, you'll find a spacious split-bedroom floor plan designed for both comfort and privacy. One oversized bedroom features its own private entrance and en-suite bathroom, making it an excellent option for guests, multi-generational living, or a home office. On the opposite side of the home, you'll find three additional bedrooms. The open-concept kitchen flows seamlessly into the large living room, creating the perfect space for entertaining family and friends. Cozy up by the stunning stone-faced, wood-burning fireplace, while the beautiful wood accents throughout the home create a warm, inviting cabin-style atmosphere. Step outside to your screened-in pool enclosure, where you can relax and entertain year-round while enjoying peaceful views of your property. Additional features include a durable metal roof and an attached one-car garage. If you've been searching for a private country property with room to spread out, bring your animals, and enjoy your own pool, this is the one! Schedule your private showing today before it's gone.

The essentials

Built
1995
Price / sqft
$178
On market
103 days
Annual tax
$310
Flood zone
X · Low risk
Lot
217,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Private pool
In Ground
1 car garage
5.00 acres
Lot size
2,760 sqft
Living area

Payment

Est. monthly payment
$2,827/mo
Down payment (20%)
$98,000
Property taxes
$26/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
217,800 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
103
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Private Mailbox
Rain Gutters
Dishwasher
Microwave
Range
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$310
Parcel #
26-09-12-0000-136-00400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
9901
County
Dixie
MLS Area
32628 - Cross City
Lot Size
217,800 sqft

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #GC541780
$490,000-2.0%
$178/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #GC541780
$500,000
$181/sqft

Neighborhood

128 NE 326th Ave
Cross City, FL, 32628 · 32628 - Cross City

Market insights

Offer Insights

Choose an offer strength

List price: $490,000
$467,500 – $490,000
95.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 home closings in Dixie County landed at this number or higher (52%). The median one sat 88 days before it went under contract, and this one is on day 103 after a $10,000 cut.

Sample: 27 closed home sales in Dixie County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,826/mo
Principal & interest$2,556
Property taxes$26
Insurance$245
Down payment20% · $98,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$490,000

$178 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,760 sq ft

Time on market

103 days

Year built

1995

Monthly payment

About $2,827/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $310 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byVANBEEK REALTY, LLCListing agent: Taylor VanBeekListing data from Stellar MLS, MLS# GC541780.

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