203 SE 45 Ave, photo 1
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Overview

3 bd2 ba1,100 sqftSingle Family
TypeSingle Family
HOANone listed
Built1955
Lot88,110 sqft
Living area1,100 sqft
Price / sqft$191

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSplit BedroomWindow TreatmentsAwning(s)Hurricane ShuttersRv HookupElectric Water Heater

203 SE 45 Ave is a 1955-built home in Unincorporated, Cross City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,100 square feet of living space. Listed at $210,000 (about $191/sqft), 122 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Enjoy small town living private location yet close to shopping Country style home, partially furnished, w/metal roof , large screen porch , attached carport w/storage room , circle Drive off paved road , central A/C & heat, lots of irrigation for flower gardening or vegetable garden. Large work shop w/metal roof . power and wrap around work bench. small green house , nicely treed and private 2 acres in edge of town. All fairly close to suwannee river and springs and just minutes from great Salt Water Fishing in Horseshoe Beach and Steinhatchee.

The essentials

Built
1955
Price / sqft
$191
On market
122 days
Annual tax
$298
Flood zone
X · Low risk
Lot
88,110 sqft
Type
Single Family Residence

At a glance

Single family
Built 1955
2.00 acres
Lot size
1,100 sqft
Living area

Payment

Est. monthly payment
$1,225/mo
Down payment (20%)
$42,000
Property taxes
$25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1955
Lot
88,110 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Electric
Parking
-
Days on Market
122
Ceiling Fans(s)
Primary Bedroom Main Floor
Split Bedroom
Window Treatments
Awning(s)
Hurricane Shutters
Rv Hookup
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
James M. Anderson Elementary School-DX
Middle
Ruth Rains Middle School-DX
High
Dixie County High School-DX

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$298
Parcel #
09-10-12-0000-2526-0000.

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Unincorporated
County
Dixie
MLS Area
32628 - Cross City
Lot Size
88,110 sqft

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #R4911462
$210,000-16.0%
$191/sqft
-
Price change
Source: Stellar MLS #R4911462
$249,900-3.5%
$227/sqft
6/15/2026
Listed for sale
Source: Stellar MLS #R4911462
$259,000
$235/sqft

Neighborhood

203 SE 45 Ave
Cross City, FL, 32628 · 32628 - Cross City

Market insights

Offer Insights

Choose an offer strength

List price: $210,000
$200,000 – $210,000
95.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 home closings in Dixie County landed at this number or higher (52%). The median one sat 88 days before it went under contract, and this one is on day 122 after a $49,000 cut.

Sample: 27 closed home sales in Dixie County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,225/mo
Principal & interest$1,095
Property taxes$25
Insurance$105
Down payment20% · $42,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$210,000

$191 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,100 sq ft

Time on market

122 days

Year built

1955

Monthly payment

About $1,225/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $298 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byC.E. MCDOUGAL INCListing agent: Nathan MC DougalListing data from Stellar MLS, MLS# R4911462.

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