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Overview

2 bd2 ba874 sqftHalf Duplex
TypeHalf Duplex
HOANone listed
Built1984
Lot3,920 sqft
Living area874 sqft
Price / sqft$166

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About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorStorageRefrigerator

2038 SW 70th Ter is a 1984-built home in Tower Oaks Manor, Gainesville. Inside you'll find 2 bedrooms, 2 bathrooms, and 874 square feet of living space. Listed at $144,900 (about $166/sqft), 89 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Motivated Seller - Investor Opportunity awaits! This 1/2 duplex offers a great investment opportunity or first-time home buyer option. This 2 bedroom, 2 bathroom home features a cozy living, kitchen and dining space for an open area to gather, cook, eat and relax. Stepping into the primary bedroom, you'll find an ensuite bathroom and a large addition that could be used for storage, work-from-home space, hobbies, or other possibilities! The backyard is fully fenced with a shed. The roof is only 8 years old (2018), A/C is 9 years old (2017), Water heater is 5 years old (2021). There is a community playground nearby as well! Call to schedule your viewing today! List Agent is Related to Owner.

The essentials

Built
1984
Price / sqft
$166
On market
89 days
Annual tax
$1,885
Flood zone
X · Low risk
Lot
3,920 sqft
Type
Half Duplex

At a glance

Multi-family
Built 1984
3,920 sqft lot
Lot size
874 sqft
Living area

Payment

Est. monthly payment
$986/mo
Down payment (20%)
$28,980
Property taxes
$157/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Half Duplex
Year Built
1984
Lot
3,920 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
89
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Storage
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,885
Parcel #
06678-022-021

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tower Oaks Manor
County
Alachua
MLS Area
32607 - Gainesville
Lot Size
3,920 sqft

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #GC541949
$144,900-3.3%
$166/sqft
-
Price change
Source: Stellar MLS #GC541949
$149,900-11.8%
$172/sqft
7/16/2026
Listed for sale
Source: Stellar MLS #GC541949
$169,900
$194/sqft

Neighborhood

2038 SW 70th Ter
Gainesville, FL, 32607 · 32607 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $144,900
$144,000 – $144,900
99.5% – 100% of listTops out right at the list price
80% of listList price
70 of the last 132 home closings in 32607 landed at this number or higher (53%). The median one sat 55 days before it went under contract, and this one is on day 89 after a $25,000 cut.

Sample: 132 closed home sales in 32607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$985/mo
Principal & interest$756
Property taxes$157
Insurance$72
Down payment20% · $28,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$144,900

$166 per sq ft

Beds and baths

2 beds, 2 baths

Size

874 sq ft

Time on market

89 days

Year built

1984

Monthly payment

About $986/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,885 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORP- TIOGAListing agent: Kaitlyn PerryListing data from Stellar MLS, MLS# GC541949.

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