4109 NW 43rd Ter #69, photo 1
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Overview

3 bd3 ba1,176 sqft1 car garageTownhouse
TypeTownhouse
HOA$335/mo
Built1974
Lot871 sqft
Living area1,176 sqft
Price / sqft$165
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primarybedroom UpstairsThermostatWalk-in Closet(s)Window TreatmentsPrivate YardAssociation Recreation - OwnedClubhouse

4109 NW 43rd Ter #69 is a 1974-built home in Bellamy Forge, Gainesville. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,176 square feet of living space. Listed at $194,000 (about $165/sqft), 132 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 monthly.

From the listing

FHA and VA approved! This beautifully maintained 3-bedroom, 2.5-bath townhome in Bellamy Forge offers the perfect combination of comfort, convenience, and low-maintenance living. Nestled in one of the area's most established neighborhoods, this home features updated laminate flooring throughout the main living areas and bedrooms, fresh interior paint, and no carpet. The spacious floor plan includes tastefully updated bathrooms with modern vanities, tile finishes, and glass shower doors. Custom window treatments and decorative shelving add character throughout the home. The immaculate garage, previously used as a workshop, also houses the laundry area and provides ample storage space. Major updates include a new HVAC system and roof replacement, both completed in 2018, and a brand new water heater 2026, providing peace of mind for the next owner. Professional exterior wood repairs have also been completed, ensuring the home is truly move-in ready. Enjoy relaxing on the private, shaded back patio surrounded by a quiet setting. Bellamy Forge residents enjoy an impressive array of community amenities, including two swimming pools, a clubhouse, tennis courts, basketball and racquetball courts, playground, boat parking, scenic green spaces, a pond with fountain, and beautiful tree-lined streets. The HOA also covers water, trash service, pest control, exterior maintenance, and roof maintenance. Ideally located in the heart of the city, you'll be just steps from dining, shopping, and everyday conveniences, including Las Margaritas, Publix, Fresh Market, and Thornebrook Village. Outdoor enthusiasts will appreciate the close proximity to Devil's Millhopper Geological State Park and San Felasco Hammock Preserve State Park. With exceptional amenities, thoughtful updates, and an unbeatable location, this home offers easy living with everything at your fingertips.

The essentials

Built
1974
Price / sqft
$165
On market
132 days
Annual tax
$1,827
HOA
$335/mo
Flood zone
X · Low risk
Lot
871 sqft
Type
Townhouse

At a glance

Townhouse
Built 1974
Community pool
Shared amenity
1 car garage
1,176 sqft
Living area

Payment

Est. monthly payment
$1,596/mo
Down payment (20%)
$38,800
Property taxes
$152/mo
HOA
$335/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1974
Lot
871 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
132
Ceiling Fans(s)
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Window Treatments
Private Yard
Association Recreation - Owned
Clubhouse
Deed Restrictions
Playground
Pool
Racquetball
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
William S. Talbot Elem School-AL
Middle
Fort Clarke Middle School-AL
High
Gainesville High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,827
Parcel #
06063-069-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellamy Forge
County
Alachua
MLS Area
32606 - Gainesville
Lot Size
871 sqft
HOA
$335/mo
Bellamy Forge Association / Susan Reitnauer

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #GC540961
$194,000-0.5%
$165/sqft
-
Price change
Source: Stellar MLS #GC540961
$195,000-2.0%
$166/sqft
6/5/2026
Listed for sale
Source: Stellar MLS #GC540961
$199,000
$169/sqft

Neighborhood

4109 NW 43rd Ter #69
Gainesville, FL, 32606 · 32606 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $194,000
$192,500 – $194,000
99.2% – 100% of listTops out right at the list price
80% of listList price
29 of the last 54 townhouse or villa closings in Gainesville landed at this number or higher (54%). The median one sat 62 days before it went under contract, and this one is on day 132 after a $5,000 cut.

Sample: 54 closed townhouse or villa sales in Gainesville over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,596/mo
Principal & interest$1,012
Property taxes$152
Insurance$97
HOA$335
Down payment20% · $38,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$194,000

$165 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,176 sq ft

Time on market

132 days

Year built

1974

Monthly payment

About $1,596/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,827 annual tax bill, insurance, and the $335/mo HOA fee.

HOA fee

$335/mo

Managed by Bellamy Forge Association / Susan Reitnauer.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byBHGRE THOMAS GROUPListing agent: Jonathan McMahonListing data from Stellar MLS, MLS# GC540961.

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