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Overview

2 bd2 ba1,008 sqftSingle Family
TypeSingle Family
HOANone listed
Built1990
Lot20,038 sqft
Living area1,008 sqft
Price / sqft$257

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)CooktopDishwasherDryerElectric Water HeaterMicrowaveRefrigeratorWasher

468 28th Way is a 1990-built home in Geneva Lake Estates, Melrose. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,008 square feet of living space. Listed at $259,000 (about $257/sqft), 95 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Move-in ready 2-bedroom, 2-bathroom home in the desirable Geneva Lake Estates community! This beautifully updated home features a new 40-year metal roof installed in 2023, a remodeled kitchen with granite countertops, a new range, and microwave, plus a major 2024 renovation that added a spacious second bedroom. Fresh interior and exterior paint give the home a clean, modern feel, while the 24' x 12' screened room with an insulated roof, completed in 2024, provides the perfect space to relax or entertain year-round. A 10' x 12' storage shed offers additional storage. Located in a quiet, walkable neighborhood, the home is just minutes from Winn-Dixie and is conveniently situated between Keystone Heights and Melrose, offering easy access to shopping, dining, schools, and nearby lakes. This is a wonderful opportunity to own an extensively updated home in a great location.

The essentials

Built
1990
Price / sqft
$257
On market
95 days
Annual tax
$2,943
Flood zone
X · Low risk
Lot
20,038 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
0.46 acres
Lot size
1,008 sqft
Living area

Payment

Est. monthly payment
$1,726/mo
Down payment (20%)
$51,800
Property taxes
$245/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
20,038 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central, Electric
Parking
-
Days on Market
95
Ceiling Fans(s)
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,943
Parcel #
06203-A-00600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Geneva Lake Estates
County
Bradford
MLS Area
32666 - Melrose
Lot Size
20,038 sqft

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #GC541979
$259,000-2.3%
$257/sqft
-
Price change
Source: Stellar MLS #GC541979
$265,000-3.6%
$263/sqft
7/15/2026
Listed for sale
Source: Stellar MLS #GC541979
$275,000
$273/sqft

Neighborhood

468 28th Way
Melrose, FL, 32666 · 32666 - Melrose

Market insights

Offer Insights

Choose an offer strength

List price: $259,000
$245,000 – $259,000
94.3% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 home closings in 32666 landed at this number or higher (52%). The median one sat 69 days before it went under contract, and this one is on day 95 after a $16,000 cut.

Sample: 27 closed home sales in 32666 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,726/mo
Principal & interest$1,351
Property taxes$245
Insurance$130
Down payment20% · $51,800
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,000

$257 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,008 sq ft

Time on market

95 days

Year built

1990

Monthly payment

About $1,726/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,943 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 LAKESIDE REALTYListing agent: Trey Fields, IIIListing data from Stellar MLS, MLS# GC541979.

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