235 Ashley Lake Dr, photo 1
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Overview

2 bd2 ba1,248 sqftSingle Family
TypeSingle Family
HOA$60/yr
Built1986
Lot54,450 sqft
Living area1,248 sqft
Price / sqft$236

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Window TreatmentsFrench DoorsPrivate Mailbox

235 Ashley Lake Dr is a 1986-built home in Ashley Lake Plantation, Melrose. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,248 square feet of living space. Listed at $294,900 (about $236/sqft), 103 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 annually.

From the listing

Peaceful Lakefront Cottage Retreat!! Escape to your own private waterfront sanctuary! This charming 2-bedroom, 1.5-bath home offers the perfect blend of comfort, nature, and tranquility in a picturesque lakefront cottage setting. Step inside to a spacious open floor plan featuring a large family room with soaring ceilings and a cozy gas fireplace, creating a warm and inviting space for relaxing or entertaining. The expansive screened porch is the perfect place to enjoy your morning coffee, unwind in the evening, or take in breathtaking lake views. Surrounded by abundant wildlife, this peaceful retreat feels miles away from it all while offering the comforts of home. The calm lake is ideal for kayaking, fishing, or simply enjoying the beauty of nature right from your backyard. Whether you're looking for a full-time residence, a weekend getaway, a vacation home, or to use as an air-bnb, this lakefront gem offers the serene lifestyle you've been dreaming of.

The essentials

Built
1986
Price / sqft
$236
On market
103 days
Annual tax
$972
HOA
$60/yr
Flood zone
X* · Low risk
Lot
54,450 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Waterfront
Lake Front
1.25 acres
Lot size
1,248 sqft
Living area

Payment

Est. monthly payment
$1,771/mo
Down payment (20%)
$58,980
Property taxes
$81/mo
HOA
$60/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
54,450 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Lake Front, Lake Privileges
Days on Market
103
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Window Treatments
French Doors
Private Mailbox
Private Yard
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$972
Parcel #
20-09-23-0100-0020-0240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ashley Lake Plantation
County
Putnam
MLS Area
32666 - Melrose
Lot Size
54,450 sqft
Paved
HOA
$60/yr
Ashley Lake Association

Price history

Date
Event
Price
7/3/2026
Listed for sale
Source: Stellar MLS #GC541685
$294,900
$236/sqft

Neighborhood

235 Ashley Lake Dr
Melrose, FL, 32666 · 32666 - Melrose

Market insights

Offer Insights

Choose an offer strength

List price: $294,900
$275,000 – $294,900
92.9% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 home closings in 32666 landed at this number or higher (54%). The median one sat 69 days before it went under contract, and this one is on day 103.

Sample: 26 closed home sales in 32666 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,771/mo
Principal & interest$1,538
Property taxes$81
Insurance$147
HOA$5
Down payment20% · $58,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$294,900

$236 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,248 sq ft

Time on market

103 days

Year built

1986

Monthly payment

About $1,771/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $972 annual tax bill, insurance, and the $60/yr HOA fee.

HOA fee

$60/yr

Managed by Ashley Lake Association.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXIT REALTY PRODUCERSListing agent: Debra OberlinListing data from Stellar MLS, MLS# GC541685.

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