111 Hernandez Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot5,000 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

111 Hernandez Ave is a home in Artesia Sub, Palm Coast. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

$3,000 IN YOUR POCKET! Seller is paying $3,000 toward closing costs or an interest rate buydown, your choice, your terms. Tucked beneath a canopy of majestic old growth oaks. This lot not only is directly across the street from the river, but it also captures the old Florida feel that is getting harder and harder to find. The street itself is lined with towering oak trees, creating a shaded, storybook setting that most vacant lots simply cannot offer. Just steps from the river and the Atlantic ocean, this property gives you easy access to boating, fishing, and the beach, while still keeping the quiet, tucked away character that makes this stretch of Palm Coast so special. You are surrounded by luxurious homes and mature landscaping, so the neighborhood already has the established, timeless feel that most new construction takes years to earn. This is a true blank canvas. There is no existing structure on the lot, which means total freedom to design and build the home you actually want, whether that is a classic Florida cottage or a modern custom estate. Between the oak canopy overhead and the river and ocean just down the road, this is one of the more distinctive homesites available in Palm Coast right now.

The essentials

On market
92 days
Annual tax
$1,028
Flood zone
AE*
Lot
5,000 sqft
Type
Land

At a glance

Land
Water views
Trees/Woods
5,000 sqft lot
Lot size

Payment

Est. monthly payment
$760/mo
Down payment (20%)
$23,600
Property taxes
$86/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
5,000 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
92
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*
Annual Tax (2025)
$1,028
Parcel #
40-10-31-0010-00050-0310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Artesia Sub
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
5,000 sqft
BuildableUnpavedUnincorporated

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #GC542067
$118,000-0.8%
7/18/2026
Listed for sale
Source: Stellar MLS #GC542067
$119,000

Neighborhood

111 Hernandez Ave
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$760/mo
Principal & interest$615
Property taxes$86
Insurance$59
Down payment20% · $23,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$118,000

Time on market

92 days

Monthly payment

About $760/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,028 annual tax bill, insurance.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCOASTAL REAL ESTATE PROFESSIONALS LLCListing agent: Zachary GreenbergListing data from Stellar MLS, MLS# GC542067.

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