10144 SW 98 Ter, photo 1
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Overview

4 bd2 ba2,000 sqft2 car garageSingle Family
TypeSingle Family
HOA$115/qtr
Built2005
Lot43,560 sqft
Living area2,000 sqft
Price / sqft$212
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 18 · 1:00 PM to 4:00 PM

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanSplit BedroomThermostatTray Ceiling(s)Walk-in Closet(s)

10144 SW 98 Ter is a 2005-built home in Hammock Ridge Unit 3-f, Gainesville. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,000 square feet of living space. Listed at $424,900 (about $212/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $115 quarterly.

From the listing

Virtually Staged. $5,000 buyer incentive for buyer closing costs!! Check out this 4 bedroom 2 bath 2,000sf home built in 2005 on a corner 1 acre lot in Hammock Ridge community in SW Gainesville. It features luxury vinyl flooring in the great room and bedrooms with tile in the kitchen, baths and laundry room (no carpet anywhere). New roof installed in 2023. TRANE HVAC replaced in 2020. Stove and refrigerator installed in 2023. Well tank and water softener also recently replaced. The kitchen and breakfast nook areas overlook the family room. There are French doors leading to the large, screened lanai and back yard. The exterior is Hardi board plank so it's pretty maintenance free and there is a large. There is a house generator as well for added piece of mind. Inside laundry room with a laundry sink. 2 car side entry garage for additional storage. Hammock Ridge is close to all kinds of shopping and dining in Celebration Pointe and Butler Plaza town centers, I-75 and also UF Health, brand new HCA hospital & the VA hospital. The low $38.33 monthly HOA fee includes a large park with covered pavilion, playground, baseball/softball field and a lengthy concrete walkway perfect for jogging, strollers, wheelchair or an evening stroll. The community boasts homes on large acre lots and is perfect for golf cart rides. Current schools area Archer elementary, Kanapaha Middle and Buchholz High School. Call today for a private viewing.

The essentials

Built
2005
Price / sqft
$212
On market
75 days
Annual tax
$6,790
HOA
$115/qtr
Flood zone
X · Low risk
Lot
43,560 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
Driveway
1.00 acres
Lot size
2,000 sqft
Living area

Payment

Est. monthly payment
$3,032/mo
Down payment (20%)
$84,980
Property taxes
$566/mo
HOA
$115/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
43,560 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Garage Faces Side
Days on Market
75
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Golf Carts OK
Park
Playground
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Elementary
Archer Elementary-AL
Middle
Kanapaha Middle School-AL
High
F. W. Buchholz High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,790
Parcel #
07350-044-113

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Ridge Unit 3-f
County
Alachua
MLS Area
32608 - Gainesville
Lot Size
43,560 sqft
Corner LotIn CountyLandscapedLevelPaved
HOA
$115/qtr
Leland

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #GC542518
$424,900-1.2%
$212/sqft
-
Price change
Source: Stellar MLS #GC542518
$429,900-3.4%
$215/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #GC542518
$444,900
$222/sqft

Neighborhood

10144 SW 98 Ter
Gainesville, FL, 32608 · 32608 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $424,900
$422,500 – $424,900
99.5% – 100% of listTops out right at the list price
80% of listList price
125 of the last 244 home closings in 32608 landed at this number or higher (51%). The median one sat 28 days before it went under contract, and this one is on day 75 after a $20,000 cut.

Sample: 244 closed home sales in 32608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,032/mo
Principal & interest$2,216
Property taxes$566
Insurance$212
HOA$38
Down payment20% · $84,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,900

$212 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,000 sq ft

Time on market

75 days

Year built

2005

Monthly payment

About $3,032/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,790 annual tax bill, insurance, and the $115/qtr HOA fee.

HOA fee

$115/qtr

Managed by Leland.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byWATSON REALTY CORPListing agent: Jonathan ColonListing data from Stellar MLS, MLS# GC542518.

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