920 NW 20th St, photo 1
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Overview

5 bd2 ba1,981 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1948
Lot37,897 sqft
Living area1,981 sqft
Price / sqft$277
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Split BedroomWindow TreatmentsDryerRangeRefrigeratorWasher

920 NW 20th St is a 1948-built home in Osceola Heights, Gainesville. Inside you'll find 5 bedrooms, 2 bathrooms, and 1,981 square feet of living space. Listed at $549,000 (about $277/sqft), 259 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Prime UF Location | Flexible Layout | Creekfront Privacy Spacious 3-bedroom, 1-bath home just minutes from the University of Florida, offering exceptional flexibility and income potential. The main residence includes a one-car garage and shares laundry with a 2-bedroom, 1-bath apartment below, creating the option to lease separately or combine both levels into a 5-bedroom, 2-bath property—ideal for investors or multi-generational living. Situated on an almost one-acre lot at the end of a quiet street, this unique property backs up to Hogtown Creek, delivering rare water views, privacy, and a serene setting—hard to find this close to campus. Walk or bike to UF while enjoying a peaceful, nature-filled backdrop. Currently leased through July at $3,195/month, making this a turnkey investment or an excellent opportunity to secure a Gator game-day home or future primary residence. Properties with this size, flexibility, and location near UF don’t last—priced for a quick, easy sale.

The essentials

Built
1948
Price / sqft
$277
On market
259 days
Annual tax
$7,212
Flood zone
X · Low risk
Lot
37,897 sqft
Type
Single Family Residence

At a glance

Single family
Built 1948
1 car garage
0.87 acres
Lot size
1,981 sqft
Living area

Payment

Est. monthly payment
$3,739/mo
Down payment (20%)
$109,800
Property taxes
$601/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1948
Lot
37,897 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
259
Split Bedroom
Window Treatments
Dryer
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$7,212
Parcel #
09207-000-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Osceola Heights
County
Alachua
MLS Area
32603 - Gainesville
Lot Size
37,897 sqft

Price history

Date
Event
Price
5/8/2026
Price change
Source: Stellar MLS #GC537023
$549,000-4.5%
$277/sqft
-
Price change
Source: Stellar MLS #GC537023
$575,000-3.4%
$290/sqft
1/28/2026
Listed for sale
Source: Stellar MLS #GC537023
$595,000
$300/sqft

Neighborhood

920 NW 20th St
Gainesville, FL, 32603 · 32603 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $549,000
$545,000 – $549,000
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 18 home closings in 32603 landed at this number or higher (67%). The median one sat 18 days before it went under contract, and this one is on day 259 after a $46,000 cut.

Sample: 18 closed home sales in 32603 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,739/mo
Principal & interest$2,863
Property taxes$601
Insurance$275
Down payment20% · $109,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,000

$277 per sq ft

Beds and baths

5 beds, 2 baths

Size

1,981 sq ft

Time on market

259 days

Year built

1948

Monthly payment

About $3,739/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,212 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCORNERSTONE REALTY & MANAGEMENT SERVICES LLCListing agent: Jamie WilliamsListing data from Stellar MLS, MLS# GC537023.

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