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About this home
920 NW 20th St is a 1948-built home in Osceola Heights, Gainesville. Inside you'll find 5 bedrooms, 2 bathrooms, and 1,981 square feet of living space. Listed at $549,000 (about $277/sqft), 259 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Prime UF Location | Flexible Layout | Creekfront Privacy Spacious 3-bedroom, 1-bath home just minutes from the University of Florida, offering exceptional flexibility and income potential. The main residence includes a one-car garage and shares laundry with a 2-bedroom, 1-bath apartment below, creating the option to lease separately or combine both levels into a 5-bedroom, 2-bath property—ideal for investors or multi-generational living. Situated on an almost one-acre lot at the end of a quiet street, this unique property backs up to Hogtown Creek, delivering rare water views, privacy, and a serene setting—hard to find this close to campus. Walk or bike to UF while enjoying a peaceful, nature-filled backdrop. Currently leased through July at $3,195/month, making this a turnkey investment or an excellent opportunity to secure a Gator game-day home or future primary residence. Properties with this size, flexibility, and location near UF don’t last—priced for a quick, easy sale.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 18 closed home sales in 32603 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$549,000
$277 per sq ft
Beds and baths
5 beds, 2 baths
Size
1,981 sq ft
Time on market
259 days
Year built
1948
Monthly payment
About $3,739/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,212 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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