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About this home
County Road 315c is a home in Wooded Oak Ranchettes, Melrose. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Build your dream home on this beautiful 4.04-acre wooded parcel in Wooded Oak Ranchettes! Comprised of Tracts 1 and 2, this property offers ample space to create your own private retreat while enjoying the natural beauty of North Florida. With paved County Road 315 frontage, you'll appreciate easy access while still enjoying the peace and privacy of a rural setting. Whether you're envisioning a custom home, a weekend getaway, or simply investing in land for the future, this buildable property offers endless possibilities. Conveniently located near Melrose, Keystone Heights, Palatka, and Gainesville, you'll enjoy the best of country living with nearby shopping, dining, recreation, and area lakes. Don't miss this opportunity to own over four acres of unimproved residential land in a desirable location. Buyer should verify all information important to their intended use, including zoning, utilities, well, septic, and building requirements. Located in an area generally eligible for USDA Rural Development financing for qualified buyers constructing a primary residence. Buyer should verify eligibility with their lender and the USDA Approximate combined parcel dimensions Frontage along County Road 315: approximately 982.25 feet Tract 1: 710.00 feet Tract 2: 272.25 feet Southern boundary along Old Bellamy Road: approximately 412.13 feet Western boundary: approximately 1,044 feet total, made up of several segments with slightly different angles Internal line dividing Tracts 1 and 2: approximately 276.39 feet The parcel gradually narrows toward the north, giving it the triangular or wedge-shaped appearance shown on the GIS map. The legal description also reserves a 15-foot access-road area along portions of the existing roads.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$90,000
Time on market
80 days
Monthly payment
About $571/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $685 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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