County Road 315c, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot175,982 sqft

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About this home

County Road 315c is a home in Wooded Oak Ranchettes, Melrose. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Build your dream home on this beautiful 4.04-acre wooded parcel in Wooded Oak Ranchettes! Comprised of Tracts 1 and 2, this property offers ample space to create your own private retreat while enjoying the natural beauty of North Florida. With paved County Road 315 frontage, you'll appreciate easy access while still enjoying the peace and privacy of a rural setting. Whether you're envisioning a custom home, a weekend getaway, or simply investing in land for the future, this buildable property offers endless possibilities. Conveniently located near Melrose, Keystone Heights, Palatka, and Gainesville, you'll enjoy the best of country living with nearby shopping, dining, recreation, and area lakes. Don't miss this opportunity to own over four acres of unimproved residential land in a desirable location. Buyer should verify all information important to their intended use, including zoning, utilities, well, septic, and building requirements. Located in an area generally eligible for USDA Rural Development financing for qualified buyers constructing a primary residence. Buyer should verify eligibility with their lender and the USDA Approximate combined parcel dimensions Frontage along County Road 315: approximately 982.25 feet Tract 1: 710.00 feet Tract 2: 272.25 feet Southern boundary along Old Bellamy Road: approximately 412.13 feet Western boundary: approximately 1,044 feet total, made up of several segments with slightly different angles Internal line dividing Tracts 1 and 2: approximately 276.39 feet The parcel gradually narrows toward the north, giving it the triangular or wedge-shaped appearance shown on the GIS map. The legal description also reserves a 15-foot access-road area along portions of the existing roads.

The essentials

On market
80 days
Annual tax
$685
Flood zone
X · Low risk
Lot
175,982 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$571/mo
Down payment (20%)
$18,000
Property taxes
$57/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
175,982 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
80
Flood Zone x
Annual Tax (2025)
$685
Parcel #
29-08-24-0000-0050-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wooded Oak Ranchettes
County
Putnam
MLS Area
32666 - Melrose
Lot Size
175,982 sqft

Price history

Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #GC542521
$90,000

Neighborhood

County Road 315c
Melrose, FL, 32666 · 32666 - Melrose

Calculator

Est. monthly payment
$571/mo
Principal & interest$469
Property taxes$57
Insurance$45
Down payment20% · $18,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$90,000

Time on market

80 days

Monthly payment

About $571/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $685 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byPEPINE REALTYListing agent: Jennifer FordListing data from Stellar MLS, MLS# GC542521.

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