4122 NW 59th Ter, photo 1
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Overview

3 bd2 ba1,492 sqft2 car garageSingle Family
TypeSingle Family
HOA$88/yr
Built1992
Lot8,712 sqft
Living area1,492 sqft
Price / sqft$234
Garage2 car

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About this home

Ceiling Fans(s)Dry BarRain GuttersDishwasherDryerMicrowaveRangeRefrigerator

4122 NW 59th Ter is a 1992-built home in Summer Creek Ph V, Gainesville. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,492 square feet of living space. Listed at $349,000 (about $234/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $88 annually.

From the listing

Welcome home to this beautifully updated 3-bedroom, 2-bath home in Gainesville’s desirable Summer Creek neighborhood. Vaulted ceilings, abundant natural light, and a wood-burning fireplace create a warm and inviting living space, while luxury vinyl plank flooring and oversized baseboards give the home a clean, modern finish. The renovated kitchen features quartz countertops, soft-close Craftsman-style cabinetry, Whirlpool stainless steel appliances, and an air-fry oven, with a custom built-in in the dining area adding both character and functionality. A Renewal by Andersen sliding door opens to the screened back porch, where you can relax and enjoy the peaceful green space with no rear neighbors. The spacious primary suite offers vaulted ceilings, a large bay window, direct patio access through a second Renewal by Andersen sliding door, two closets including a walk-in, and plenty of room for a reading nook, office, or sitting area. Two additional bedrooms and a full guest bath complete the split-bedroom layout. Major improvements include a new roof installed in April 2025, along with a 2019 HVAC system and gas water heater. Conveniently located near shopping, dining, I-75, Meadowbrook Elementary, and Buchholz High School, this move-in-ready home offers an ideal combination of updates, comfort, and Northwest Gainesville convenience.

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The essentials

Built
1992
Price / sqft
$234
On market
32 days
Annual tax
$5,609
HOA
$88/yr
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
2 car garage
8,712 sqft lot
Lot size
1,492 sqft
Living area

Payment

Est. monthly payment
$2,469/mo
Down payment (20%)
$69,800
Property taxes
$467/mo
HOA
$88/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
8,712 sqft
Cooling
Central Air
Heating
Gas
Parking
-
Days on Market
32
Ceiling Fans(s)
Dry Bar
Rain Gutters
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Meadowbrook Elementary School-AL
High
F. W. Buchholz High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,609
Parcel #
06048-050-010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Summer Creek Ph V
County
Alachua
MLS Area
32606 - Gainesville
Lot Size
8,712 sqft
HOA
$88/yr
Summer Creek II HOA, Inc

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #GC543357
$349,000-2.2%
$234/sqft
9/8/2026
Listed for sale
Source: Stellar MLS #GC543357
$357,000
$239/sqft

Neighborhood

4122 NW 59th Ter
Gainesville, FL, 32606 · 32606 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$347,500 – $349,000
99.5% – 100% of listTops out right at the list price
80% of listList price
49 of the last 94 home closings in 32606 landed at this number or higher (52%). The median one sat 27 days before it went under contract, and this one is on day 32 after a $8,000 cut.

Sample: 94 closed home sales in 32606 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,469/mo
Principal & interest$1,820
Property taxes$467
Insurance$175
HOA$7
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$234 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,492 sq ft

Time on market

32 days

Year built

1992

Monthly payment

About $2,469/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,609 annual tax bill, insurance, and the $88/yr HOA fee.

HOA fee

$88/yr

Managed by Summer Creek II HOA, Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byATRIUM REALTY, LLCListing agent: Nicolas MoralesListing data from Stellar MLS, MLS# GC543357.

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