

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- RIDGE-VIEW
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
3518 NW 20th St is a 2026-built home in Ridge-view, Gainesville. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,702 square feet of living space. Listed at $459,900 (about $270/sqft), 21 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Welcome to this contemporary Gainesville residence, offering 4 bedrooms, 2 full bathrooms, approximately 1,702 square feet of conditioned living space, and an attached two-car garage. Thoughtfully designed with quality construction and modern finishes, this home combines striking architectural character with comfortable everyday living. Inside, 10-foot ceilings, distinctive tray ceiling details, and generous windows create a bright, spacious atmosphere. The open-concept layout connects the living and dining areas with a beautifully appointed kitchen, making the space equally inviting for entertaining and relaxing at home. Luxury vinyl plank flooring, extensive recessed lighting, and contemporary statement fixtures provide a cohesive finish throughout the main living areas. The kitchen features white shaker-style cabinetry, a contrasting wood-tone island, sleek countertops, a tile backsplash, stainless steel appliances, and a pantry. The central island offers additional workspace and seating while keeping the kitchen connected to the surrounding living spaces. The primary suite includes walk-in closet storage and a beautifully finished bathroom with a freestanding soaking tub, a separate glass-enclosed shower, and modern fixtures. Three additional bedrooms provide flexibility for guests, a home office, or other everyday needs. Sliding glass doors open from the dining area to a covered, screened lanai, extending the living space outdoors and creating an inviting setting for morning coffee or evening gatherings. A covered front entry, distinctive roofline, and landscaped walkway complement the home’s contemporary curb appeal. Designed with careful attention to structural detailing, including additional shear walls, this home pairs its modern aesthetic with a thoughtful approach to construction. An indoor laundry area, attached two-car garage, and approximately 2,383 square feet of total area complete this well-planned Gainesville home.
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 134 closed home sales in 32605 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$459,900
$270 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,702 sq ft
Time on market
21 days
Year built
2026
Monthly payment
About $2,754/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,506 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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