3518 NW 20th St, photo 1
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Overview

4 bd2 ba1,702 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot6,098 sqft
Living area1,702 sqft
Price / sqft$270
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RIDGE-VIEW
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Coffered Ceiling(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorThermostatTray Ceiling(s)Walk-in Closet(s)Private Entrance

3518 NW 20th St is a 2026-built home in Ridge-view, Gainesville. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,702 square feet of living space. Listed at $459,900 (about $270/sqft), 21 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to this contemporary Gainesville residence, offering 4 bedrooms, 2 full bathrooms, approximately 1,702 square feet of conditioned living space, and an attached two-car garage. Thoughtfully designed with quality construction and modern finishes, this home combines striking architectural character with comfortable everyday living. Inside, 10-foot ceilings, distinctive tray ceiling details, and generous windows create a bright, spacious atmosphere. The open-concept layout connects the living and dining areas with a beautifully appointed kitchen, making the space equally inviting for entertaining and relaxing at home. Luxury vinyl plank flooring, extensive recessed lighting, and contemporary statement fixtures provide a cohesive finish throughout the main living areas. The kitchen features white shaker-style cabinetry, a contrasting wood-tone island, sleek countertops, a tile backsplash, stainless steel appliances, and a pantry. The central island offers additional workspace and seating while keeping the kitchen connected to the surrounding living spaces. The primary suite includes walk-in closet storage and a beautifully finished bathroom with a freestanding soaking tub, a separate glass-enclosed shower, and modern fixtures. Three additional bedrooms provide flexibility for guests, a home office, or other everyday needs. Sliding glass doors open from the dining area to a covered, screened lanai, extending the living space outdoors and creating an inviting setting for morning coffee or evening gatherings. A covered front entry, distinctive roofline, and landscaped walkway complement the home’s contemporary curb appeal. Designed with careful attention to structural detailing, including additional shear walls, this home pairs its modern aesthetic with a thoughtful approach to construction. An indoor laundry area, attached two-car garage, and approximately 2,383 square feet of total area complete this well-planned Gainesville home.

The essentials

Built
2026
Price / sqft
$270
On market
21 days
Annual tax
$1,506
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
6,098 sqft lot
Lot size
1,702 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,754/mo
Down payment (20%)
$91,980
Property taxes
$126/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,098 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
21
Coffered Ceiling(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Private Entrance
Private Yard
Sidewalk
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Tankless Water Heater
Flood Zone x
Annual Tax (2025)
$1,506
Parcel #
08881-014-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridge-view
County
Alachua
MLS Area
32605 - Gainesville
Lot Size
6,098 sqft

Price history

Date
Event
Price
9/19/2026
Listed for sale
Source: Stellar MLS #GC543651
$459,900
$270/sqft

Neighborhood

3518 NW 20th St
Gainesville, FL, 32605 · 32605 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $459,900
$452,500 – $459,900
98.3% – 100% of listTops out right at the list price
80% of listList price
68 of the last 134 home closings in 32605 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 21.

Sample: 134 closed home sales in 32605 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,754/mo
Principal & interest$2,399
Property taxes$126
Insurance$230
Down payment20% · $91,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,900

$270 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,702 sq ft

Time on market

21 days

Year built

2026

Monthly payment

About $2,754/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,506 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS GAINESVILLE REALTY PARTNERSListing agent: Mo HatamiListing data from Stellar MLS, MLS# GC543651.

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