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Overview

2 bd2 ba840 sqftManufactured Home
TypeManufactured Home
HOA$680/qtr
Built2009
Lot4,500 sqft
Living area840 sqft
Price / sqft$256

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsWindow TreatmentsRain GuttersSliding DoorsDog ParkGolf Carts OKDishwasher

16 Queen Of Waters St is a 2009-built home in Saddlebag Lake, Lake Wales. Inside you'll find 2 bedrooms, 2 bathrooms, and 840 square feet of living space. Listed at $214,900 (about $256/sqft), 331 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $680 quarterly.

From the listing

Beautiful mostly furnished WATERFRONT 2/2 manufactured home in the premier pet friendly 55+ gated community of Saddlebag Lake Resort, where you OWN the land! The home has an open concept main living area, perfect for gathering with family or friends. The well-appointed kitchen has plenty of cabinets, and the island defines the space while providing an additional food prep area. You'll love the large owners suite, with ensuite bathroom, and your guests will have their own retreat and separate bathroom. The full width covered patio at the back of the home offers breathtaking views of the water! The metal roof gives peace of mind for years to come, and the two-car carport will keep your vehicles cool and dry. Enjoy resort style living year round, or make this your winter getaway! The low HOA includes your water, sewer and garbage, as well as maintenance of all the amenities, including the clubhouse, where you can participate in planned activities, the community pool and hot tub, tennis and pickleball courts, fitness center, shuffleboard courts, a rec room with saunas and pool tables, a beach house complete with a full kitchen and covered patio that you can use free of charge for private parties, just reserve it. Get to know your neighbors by joining a club, or spend your days in solitude on the water, fishing and boating. Your furry family members will be happy running around to their heart's content at the dog park at the back of the resort, complete with a new dog wash station. You won't even have to leave the resort to get your mail, there's a post office on site. With so much to offer, this home won't last long so call now to schedule your private tour, and start living your best life!

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The essentials

Built
2009
Price / sqft
$256
On market
331 days
Annual tax
$729
HOA
$680/qtr
Flood zone
AE
Lot
4,500 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2009
Waterfront
Lagoon
4,500 sqft lot
Lot size
840 sqft
Living area

Payment

Est. monthly payment
$1,516/mo
Down payment (20%)
$42,980
Property taxes
$61/mo
HOA
$680/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2009
Lot
4,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lagoon
Days on Market
331
Ceiling Fans(s)
High Ceilings
Window Treatments
Rain Gutters
Sliding Doors
Dog Park
Golf Carts OK
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$729
Parcel #
28-30-01-939020-032120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,500 sqft
HOA
$680/qtr
Tanisha Schroeder

Price history

Date
Event
Price
5/19/2026
Price change
Source: Stellar MLS #K4903141
$214,900-4.4%
$256/sqft
11/14/2025
Listed for sale
Source: Stellar MLS #K4903141
$224,900
$268/sqft

Neighborhood

16 Queen Of Waters St
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $214,900
$212,500 – $214,900
98.6% – 100% of listTops out right at the list price
80% of listList price
68 of the last 134 home closings in 33898 landed at this number or higher (51%). The median one sat 76 days before it went under contract, and this one is on day 331 after a $10,000 cut.

Sample: 134 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,516/mo
Principal & interest$1,121
Property taxes$61
Insurance$107
HOA$227
Down payment20% · $42,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$214,900

$256 per sq ft

Beds and baths

2 beds, 2 baths

Size

840 sq ft

Time on market

331 days

Year built

2009

Monthly payment

About $1,516/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $729 annual tax bill, insurance, and the $680/qtr HOA fee.

HOA fee

$680/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903141.

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