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Overview

3 bd2 ba1,149 sqftSingle Family
TypeSingle Family
HOANone listed
Built1945
Lot35,758 sqft
Living area1,149 sqft
Price / sqft$252

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomWindow Treatments

1120 S Scenic Hwy is a 1945-built home in Not IN Subdivision, Lake Wales. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,149 square feet of living space. Listed at $289,990 (about $252/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

HUGE PRICE DROP! Charming lakefront living on beautiful Lake Belle awaits with this unique property featuring a2-bedroom,1-bath main home combined with a detached unit of 1-bedroom, 1-bath with its own kitchen, offering exceptional flexibility for guests, extended family, a private retreat, or potential rental income. The main home is filled with character and features original hardwood flooring throughout, warm wood-paneled walls, exposed timber ceilings, abundant natural light, beautiful pine ceiling room, a comfortable living room, and a cozy kitchen. The two bedrooms are bright and inviting, with a convenient Jack-and-Jill bathroom providing access between the bedrooms. A screened-in front porch provides a peaceful space to relax and enjoy the surrounding greenery. The main home has been COMPLETELY REPLUMBED, features UPDATED ELECTRICAL, and has a 2021 ROOF. The DETACHED GUEST HOUSE HAS BEEN REFRESHED WITH NEW FLOORING AND NEW BATHROOM EQUIPPED WITH A MINI SPLIT INSTALLED IN 2022. The property is served by public water and MULTIPLE SEPTIC SYSTEMS, including separate systems for the main home, guest house, and camping area, plus an ADDITIONAL SEPTIC NEAR THE SHED that may provide an opportunity for a future structure. Outside, enjoy the beauty of direct LAKE BELLE FRONTAGE, mature trees, peaceful water views, and spectacular sunsets that make this property truly special. A CIRCULAR DRIVEWAY provides convenient access to the two structures, while the spacious grounds offer plenty of room to enjoy the outdoors. Ideally situated along S Scenic Highway, this property combines a peaceful lakefront lifestyle with convenient access to downtown Lake Wales, local shopping and dining, Bok Tower Gardens, nature trails, scenic lakes, and major Central Florida roadways. With two separate living spaces, extensive updates, multiple septic systems, and beautiful Lake Belle frontage, this property offers a rare combination of charm, versatility, and waterfront living.

The essentials

Built
1945
Price / sqft
$252
On market
56 days
Annual tax
$3,123
Flood zone
X · Low risk
Lot
35,758 sqft
Type
Single Family Residence

At a glance

Single family
Built 1945
Waterfront
Lake Front
0.82 acres
Lot size
1,149 sqft
Living area

Payment

Est. monthly payment
$1,917/mo
Down payment (20%)
$57,998
Property taxes
$260/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1945
Lot
35,758 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway, Oversized
Waterfront
Lake Front
Days on Market
56
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Window Treatments
Garden
Lighting
Sidewalk
Storage
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,123
Parcel #
27-30-11-000000-022020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Not IN Subdivision
County
Polk
MLS Area
33853 - Lake Wales South
Lot Size
35,758 sqft
LandscapedLevel

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #L4964413
$289,990-3.3%
$252/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #L4964413
$299,990
$261/sqft

Neighborhood

1120 S Scenic Hwy
Lake Wales, FL, 33853 · 33853 - Lake Wales South

Market insights

Offer Insights

Choose an offer strength

List price: $289,990
$287,500 – $289,990
99.5% – 100% of listTops out right at the list price
80% of listList price
57 of the last 91 home closings in 33853 landed at this number or higher (63%). The median one sat 56 days before it went under contract, and this one is on day 56 after a $10,000 cut.

Sample: 91 closed home sales in 33853 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,918/mo
Principal & interest$1,512
Property taxes$260
Insurance$145
Down payment20% · $57,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,990

$252 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,149 sq ft

Time on market

56 days

Year built

1945

Monthly payment

About $1,917/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,123 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: David SmallListing data from Stellar MLS, MLS# L4964413.

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