334 W F St #FL, photo 1
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Overview

4 bd3 ba2,838 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot10,497,960 sqft
Living area2,838 sqft
Price / sqft$423
Garage2 car

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About this home

Living Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersWalk-in Closet(s)StorageDishwasher

334 W F St #FL is a 1986-built home in Not IN Subdivision, Frostproof. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,838 square feet of living space. Listed at $1,200,000 (about $423/sqft), 168 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Stunning Lakefront Package – Three Properties Included!Immaculate and move-in ready, this beautifully maintained 4-bedroom, 3-bath home with a 2-car garage offers the perfect blend of comfort, style, and functionality. Featuring a desirable split-bedroom floor plan, the home showcases an updated kitchen with well-appointed cabinetry, stone countertops, and modern finishes. Engineered wood flooring flows throughout, complemented by updated windows and stylish light fixtures.The heart of the home is the spacious central great room with a striking brick-faced, wood-burning fireplace and adjoining dining area—perfect for entertaining. A versatile front room can serve as a formal dining space or private office.The third guest bedroom offers a large walk-in closet and private ensuite bath, complete with exterior access to the screened lanai—ideal for guests or multi-generational living.Step outside to enjoy a beautifully manicured yard shaded by mature oak trees, gently sloping to your own private beach nestled in a peaceful cove on Clinch Lake. This highly sought-after Polk County lake allows skiing, fishing, boating, and even seaplanes. Additional features include multiple storage sheds for all your tools and toys.Bonus Properties Included:Remodeled Rental Home: 2-bedroom, 1-bath with wood flooring, updated kitchen and appliances, new wooden deck, and open front porch. Currently occupied by long-term tenants—great income potential.Corner Vacant Lot: Filled with a variety of fruit trees, including Florida peaches, avocados, and more—perfect for expansion, gardening, or future development.Offered together for $1,200,000—a rare opportunity to own a versatile, income-producing lakefront package!

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The essentials

Built
1986
Price / sqft
$423
On market
168 days
Annual tax
$5,350
Flood zone
X · Low risk
Lot
10,497,960 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Waterfront
Lake Front
2 car garage
Driveway
2.41 acres
Lot size
2,838 sqft
Living area

Payment

Est. monthly payment
$7,304/mo
Down payment (20%)
$240,000
Property taxes
$446/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
10,497,960 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level, Parking Pad
Waterfront
Lake Front
Days on Market
168
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Storage
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
Frostproof Elem
Middle
Frostproof Middle Se
High
Frostproof Middle - Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$5,350
Parcel #
28-31-29-000000-023130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Not IN Subdivision
County
Polk
MLS Area
33843 - Frostproof
Lot Size
10,497,960 sqft
City LimitsLandscapedRolling SlopeStreet Dead-EndPaved

Price history

Date
Event
Price
4/28/2026
Listed for sale
Source: Stellar MLS #K4903459
$1,200,000
$423/sqft

Neighborhood

334 W F St #FL
Frostproof, FL, 33843 · 33843 - Frostproof

Market insights

Offer Insights

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List price: $1,200,000
$1.18M – $1.20M
98% – 100% of listTops out right at the list price
80% of listList price
32 of the last 63 home closings in 33843 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 168.

Sample: 63 closed home sales in 33843 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,304/mo
Principal & interest$6,258
Property taxes$446
Insurance$600
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,200,000

$423 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,838 sq ft

Time on market

168 days

Year built

1986

Monthly payment

About $7,304/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,350 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byKEYSTONE REALTYListing agent: Michelle HuttoListing data from Stellar MLS, MLS# K4903459.

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