40 Saddlebag Trl N, photo 1
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Overview

2 bd1 ba642 sqftMobile Home
TypeMobile Home
HOA$734/qtr
Built1976
Lot5,036 sqft
Living area642 sqft
Price / sqft$107

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Open house

Tuesday, Oct 20 · 11:00 AM to 1:00 PM

About this home

Open FloorplanRain GuttersDog ParkGolf Carts OKDryerMicrowaveRangeRefrigerator

40 Saddlebag Trl N is a 1976-built home in Saddlebag Lake, Lake Wales. Inside you'll find 2 bedrooms, 1 bathrooms, and 642 square feet of living space. Listed at $69,000 (about $107/sqft), 50 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

A two bedroom, FULLY RENOVATED and furnished home for under $70,000? Hard to believe, but it's true! The home is located in the much-loved 55+ community of Saddlebag Lake Resort, where you OWN THE LAND! There is laminate flooring throughout so it's easy to keep clean. You'll love the kitchen, with it's many cabinets and lots of counter space, and there's even an island for extra prep work and for sitting at to enjoy a meal. Upstairs you'll find two good size bedrooms, a nicely redone bathroom and loads of storage space. Outside you'll see the driveway is large enough to accommodate two vehicles, and out back there's a patio for grilling and a shed for all your tools. The home backs up to the orange grove, so you will have no rear neighbors, and is situated near the back of the resort so the traffic is minimal. Pets are welcome here, you'll be close to the dog park so you can let your furry family members run around. Enjoy all the resort has to offer, including the sparkling community pool, hot tub and saunas, tennis and pickle ball courts, shuffleboard and horse shoes, the rec room with pool tables and fitness equipment, boating and fishing on Saddlebag Lake, the clubhouse with planned activities and more - this is truly a must see! Call now for your private tour!

The essentials

Built
1976
Price / sqft
$107
On market
50 days
Annual tax
$1,091
HOA
$734/qtr
Flood zone
X · Low risk
Lot
5,036 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1976
5,036 sqft lot
Lot size
642 sqft
Living area

Payment

Est. monthly payment
$730/mo
Down payment (20%)
$13,800
Property taxes
$91/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1976
Lot
5,036 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
50
Open Floorplan
Rain Gutters
Dog Park
Golf Carts OK
Dryer
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,091
Parcel #
28-30-01-939020-039130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
5,036 sqft
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #K4903738
$69,000
$107/sqft

Neighborhood

40 Saddlebag Trl N
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $69,000
$68,000 – $69,000
98.6% – 100% of listTops out right at the list price
80% of listList price
72 of the last 143 home closings in 33898 landed at this number or higher (50%). The median one sat 74 days before it went under contract, and this one is on day 50.

Sample: 143 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$730/mo
Principal & interest$360
Property taxes$91
Insurance$35
HOA$245
Down payment20% · $13,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$69,000

$107 per sq ft

Beds and baths

2 beds, 1 baths

Size

642 sq ft

Time on market

50 days

Year built

1976

Monthly payment

About $730/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,091 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903738.

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