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Overview

2 bd2 ba1,019 sqftManufactured Home
TypeManufactured Home
HOA$734/qtr
Built1979
Lot4,138 sqft
Living area1,019 sqft
Price / sqft$83

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboSolid Surface CountersWindow TreatmentsAwning(s)LightingStorage

77 Silversides St is a 1979-built home in Saddlebag Lake, Lake Wales. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,019 square feet of living space. Listed at $84,500 (about $83/sqft), 231 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

Welcome to this charming 2-bedroom, 2-bath mobile home, completely furnished, in the premier 55+ Saddlebag Lake Resort community! This home has been thoughtfully upgraded throughout, featuring luxury vinyl flooring, a separate dining area, and a breakfast bar/office area with a beautiful butcher block countertop—perfect for work, crafts, or casual dining. Enjoy a roomy living room with a queen-size sofa bed offering comfortable space for family or guests. The primary bedroom includes a spacious en-suite bathroom with a newly updated shower, plus a connected laundry/utility workshop/storage room offering plenty of storage. Additional storage is available in two outdoor sheds—one for the included golf cart and the other for tools or extra equipment. The kitchen has been fully updated with modern finishes, making it both functional and stylish. Step outside and embrace the resort-style lifestyle with lake privileges, community boat ramp, fishing, dog park, and golf cart-friendly streets, plus amenities including a clubhouse, heated pool & spa, fitness center, tennis/pickleball courts, shuffleboard, and horseshoe pits. This home combines comfort, convenience, modern upgrades, and a vibrant community. Whether you’re looking for a relaxing retreat or an active lifestyle, everything you need is included—just move in and enjoy!

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The essentials

Built
1979
Price / sqft
$83
On market
231 days
Annual tax
$922
HOA
$734/qtr
Flood zone
X · Low risk
Lot
4,138 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1979
Community pool
Fitness center too
4,138 sqft lot
Lot size
1,019 sqft
Living area

Payment

Est. monthly payment
$805/mo
Down payment (20%)
$16,900
Property taxes
$77/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1979
Lot
4,138 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
-
Days on Market
231
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Solid Surface Counters
Window Treatments
Awning(s)
Lighting
Storage
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Pool
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$922
Parcel #
28-30-01-939010-015100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,138 sqft
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
4/28/2026
Price change
Source: Stellar MLS #L4959755
$84,500-0.3%
$83/sqft
-
Price change
Source: Stellar MLS #L4959755
$84,750-0.3%
$83/sqft
2/25/2026
Listed for sale
Source: Stellar MLS #L4959755
$84,990
$83/sqft

Neighborhood

77 Silversides St
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $84,500
$83,000 – $84,500
98.5% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 home closings in 33898 landed at this number or higher (50%). The median one sat 74 days before it went under contract, and this one is on day 231 after a $490 cut.

Sample: 139 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$805/mo
Principal & interest$441
Property taxes$77
Insurance$42
HOA$245
Down payment20% · $16,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$84,500

$83 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,019 sq ft

Time on market

231 days

Year built

1979

Monthly payment

About $805/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $922 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: David SmallListing data from Stellar MLS, MLS# L4959755.

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