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Overview

2 bd2 ba768 sqftManufactured Home
TypeManufactured Home
HOA$734/qtr
Built1984
Lot4,051 sqft
Living area768 sqft
Price / sqft$195

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOutdoor ShowerClubhouseCommunity MailboxDeed RestrictionsDog ParkGated Community - Guard

21 Silversides St is a 1984-built home in Saddlebag Lake, Lake Wales. Inside you'll find 2 bedrooms, 2 bathrooms, and 768 square feet of living space. Listed at $150,000 (about $195/sqft), 753 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

Spacious Retreat at Saddlebag Lake Resort! Welcome to your private oasis in the highly sought-after 55+ Saddlebag Lake Resort community! This charming 2-bedroom, 2-bathroom, FULLY FURNISHED, mobile home offers the perfect blend of comfort, convenience, and community living. Best of all, you own the land, providing added value and peace of mind. While not directly on the lake, you'll still enjoy the serene lakeside lifestyle, complete with a wealth of amenities and activities. The lake itself is ideal for fishing lovers, offering a peaceful escape for those who enjoy spending time on the water. Inside, the home features updated flooring throughout, a convenient inside laundry area, and a primary bedroom that opens to the side yard, creating a peaceful retreat surrounded by nature. Modern upgrades include dark laminate flooring in the primary bedroom and sliding glass doors installed in 2017. For added comfort, the AC unit was replaced in 2020, along with new ductwork and an attic fan for efficient climate control. A clean 4-point inspection has already been completed for your peace of mind. Unique touches like an outdoor shower provide a refreshing escape, and the included 2013 golf cart makes it easy to explore the community. Additional highlights include a 2-car carport and a utility shed for extra storage. Saddlebag Lake Resort is a gated community with 24-hour security and endless amenities to enjoy. These include a pool, horseshoe pits, billiards, an exercise building, shuffleboard, tennis courts, pickleball, a clubhouse, library, dog run, a driving range, and even their very own US Post Office. The resort hosts community events like bingo nights, parades, and social clubs, fostering a close-knit and friendly atmosphere. Quiet hours from 11 pm to 7 am ensure a restful environment. With FINANCING AVAILABLE THROUGH PREFERRED LENDERS, this home is ready to become your retirement haven. Don’t miss out—schedule your showing today and start enjoying the Saddlebag Lake Resort lifestyle!

The essentials

Built
1984
Price / sqft
$195
On market
753 days
Annual tax
$913
HOA
$734/qtr
Flood zone
X · Low risk
Lot
4,051 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1984
Community pool
Shared amenity
4,051 sqft lot
Lot size
768 sqft
Living area

Payment

Est. monthly payment
$1,178/mo
Down payment (20%)
$30,000
Property taxes
$76/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1984
Lot
4,051 sqft
Cooling
Central Air, Attic Fan
Heating
Central
Parking
-
Days on Market
753
Ceiling Fans(s)
Eat-in Kitchen
Outdoor Shower
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Gated Community - Guard
Pool
Racquetball
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2023)
$913
Parcel #
28-30-01-939030-059050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33853 - Lake Wales South
Lot Size
4,051 sqft
In CountyPavedPrivate
HOA
$734/qtr
Stambaugh Inc / Tanisha Schroeder

Price history

Date
Event
Price
9/26/2026
Price change
Source: Stellar MLS #L4947835
$150,000-6.2%
$195/sqft
-
Price change
Source: Stellar MLS #L4947835
$160,000-20.0%
$208/sqft
9/25/2024
Listed for sale
Source: Stellar MLS #L4947835
$200,000
$260/sqft

Neighborhood

21 Silversides St
Lake Wales, FL, 33853 · 33853 - Lake Wales South

Market insights

Offer Insights

Choose an offer strength

List price: $150,000
$150,000
99.5% – 100% of listTops out right at the list price
80% of listList price
60 of the last 99 home closings in 33853 landed at this number or higher (61%). The median one sat 58 days before it went under contract, and this one is on day 753 after a $50,000 cut.

Sample: 99 closed home sales in 33853 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,178/mo
Principal & interest$782
Property taxes$76
Insurance$75
HOA$245
Down payment20% · $30,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$150,000

$195 per sq ft

Beds and baths

2 beds, 2 baths

Size

768 sq ft

Time on market

753 days

Year built

1984

Monthly payment

About $1,178/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $913 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Stambaugh Inc / Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREMAX EXPERTSListing agent: Amanda WrightListing data from Stellar MLS, MLS# L4947835.

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