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Overview

2 bd2 ba1,104 sqftManufactured Home
TypeManufactured Home
HOA$734/qtr
Built2005
Lot4,051 sqft
Living area1,104 sqft
Price / sqft$181

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About this home

Ceiling Fans(s)Rain GuttersDog ParkGolf Carts OKDishwasherDryerMicrowaveRange

24 Silversides St is a 2005-built home in Saddlebag, Lake Wales. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,104 square feet of living space. Listed at $199,500 (about $181/sqft), 127 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

This 2/2 Homes of Merit manufactured home is located in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land. Furnished and well maintained, this home is in move-in ready condition for your convenience. New laminate flooring throughout makes for easy cleaning and pet friendliness. The kitchen has been updated with granite counter tops, has an ample number of cabinets. and comes with a complete stainless steel appliance package, including a new range and dishwasher. The island gives extra food preparation space, and there's room for bar stools. A coffee bar graces the back wall of the dining room. You'll love the spacious owners suite and ensuite bathroom, and your guests will have their own room and guest bathroom, with it's tub and shower combination. In fact, this home is perfect for entertaining a large gathering, with it's full width family room at the back. There's even a 22' x 24' covered porch with a sound system for your outdoor enjoyment, and the fire pit is the perfect place to hang out on cool evenings. The yard has irrigation and has been freshly landscaped, plus you'll have no rear neighbors here, just an orange grove as your backdrop. When it's time to check out the resort, you'll be amazed at all the amenities to choose from. There's a crystal clear community pool, a screen-enclosed hot tub and a rec room with pool tables and saunas. Then there's shuffleboard, tennis and pickle ball courts, and horse shoe pits. The golf enthusiast can practice their swing at the driving range, and if you like to fish you can launch your boat and spend your days on the lake. The resort is pet friendly and has a dog park at the back. There's a fitness center, and a clubhouse where you can participate in planned activities. Join the club of your choice and get to know like-minded people, or check a book out at the library and sit in solitude at the beach to read. You won't even have to leave the resort to get your mail, there's a post office onsite. The low HOA covers all of this, plus your water, sewer and trash pick-up. You'll be living the dream here - you can make it your winter residence or stay year round. Don't let this get away from you, call now to schedule your private tour!

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The essentials

Built
2005
Price / sqft
$181
On market
162 days
Annual tax
$2,054
HOA
$734/qtr
Flood zone
X · Low risk
Lot
4,051 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2005
4,051 sqft lot
Lot size
1,104 sqft
Living area

Payment

Est. monthly payment
$1,556/mo
Down payment (20%)
$39,900
Property taxes
$171/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2005
Lot
4,051 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
162
Ceiling Fans(s)
Rain Gutters
Dog Park
Golf Carts OK
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,054
Parcel #
28-30-01-939030-054510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,051 sqft
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #K4903455
$199,500-7.2%
$181/sqft
5/1/2026
Listed for sale
Source: Stellar MLS #K4903455
$215,000
$195/sqft

Neighborhood

24 Silversides St
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $199,500
$197,500 – $199,500
98.6% – 100% of listTops out right at the list price
80% of listList price
67 of the last 133 home closings in 33898 landed at this number or higher (50%). The median one sat 75 days before it went under contract, and this one is on day 162 after a $15,500 cut.

Sample: 133 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,556/mo
Principal & interest$1,040
Property taxes$171
Insurance$100
HOA$245
Down payment20% · $39,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,500

$181 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,104 sq ft

Time on market

162 days

Year built

2005

Monthly payment

About $1,556/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,054 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903455.

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