991 Old Cutler Rd, photo 1
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Overview

2 bd2 ba1,216 sqft2 car garageSingle Family
TypeSingle Family
HOA$845/yr
Built1997
Lot10,624 sqft
Living area1,216 sqft
Price / sqft$219
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboStone CountersThermostatWindow TreatmentsGardenDeed RestrictionsGolf Carts OK

991 Old Cutler Rd is a 1997-built home in Hemingway Village, Lake Wales. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,216 square feet of living space. Listed at $265,900 (about $219/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $845 annually.

From the listing

Virtually Staged. Looking for a Lake Wales, FL home with a private saltwater pool. Welcome to 991 Old Cutler Rd. This 2-bedroom, 2-bathroom block and stucco single-family home, built in 1997, offers 1,216 square feet of easy one-story living on a 0.24-acre lot.Inside, the living room and dining area are combined, with ceiling fans and plenty of space (the living room is about 19x18) to arrange however works for you. The kitchen has stone counter tops and a pantry. The primary bedroom includes a walk-in closet and an en suite bath with a walk-in shower. The second bedroom and full bath are ideal for guests, a home office, or a hobby room. Out back, the gunite salt water pool is the centerpiece. An irrigation system and garden area gives you options for the large space. Golf carts are allowed for easy travel within the community, location in flood zone X, this Polk County home is a smart fit for first-time buyers, downsizers, snowbirds, and anyone who wants a Florida pool home at an approachable price. Homestead exemption in place. Schedule your showing today!

The essentials

Built
1997
Price / sqft
$219
On market
23 days
Annual tax
$2,222
HOA
$845/yr
Flood zone
X · Low risk
Lot
10,624 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Private pool
Heated
2 car garage
10,624 sqft lot
Lot size
1,216 sqft
Living area

Payment

Est. monthly payment
$1,776/mo
Down payment (20%)
$53,180
Property taxes
$185/mo
HOA
$845/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
10,624 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated, Screen Enclosure
Days on Market
23
Ceiling Fans(s)
Living Room/Dining Room Combo
Stone Counters
Thermostat
Window Treatments
Garden
Deed Restrictions
Golf Carts OK
Electric Water Heater
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,222
Parcel #
28-30-05-939216-000360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hemingway Village
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
10,624 sqft
HOA
$845/yr
Rob McCollum

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #P4939944
$265,900
$219/sqft

Neighborhood

991 Old Cutler Rd
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $265,900
$262,500 – $265,900
98.6% – 100% of listTops out right at the list price
80% of listList price
67 of the last 133 home closings in 33898 landed at this number or higher (50%). The median one sat 75 days before it went under contract, and this one is on day 23.

Sample: 133 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,775/mo
Principal & interest$1,387
Property taxes$185
Insurance$133
HOA$70
Down payment20% · $53,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,900

$219 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,216 sq ft

Time on market

23 days

Year built

1997

Monthly payment

About $1,776/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,222 annual tax bill, insurance, and the $845/yr HOA fee.

HOA fee

$845/yr

Managed by Rob McCollum.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCROSBY & ASSOCIATES, INC.Listing agent: Kimberly DavisListing data from Stellar MLS, MLS# P4939944.

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