2109 Cambridge Ave, photo 1
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Overview

5 bd5 ba4,047 sqftSingle Family
TypeSingle Family
HOANone listed
Built1940
Lot30,597 sqft
Living area4,047 sqft
Price / sqft$395

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsThermostatWalk-in Closet(s)Window TreatmentsLighting

2109 Cambridge Ave is a 1940-built home in Cleveland Heights, Lakeland. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,047 square feet of living space. Listed at $1,599,000 (about $395/sqft), 436 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Seller motivated. Iconic 1940s Brick Estate Near Lake Hollingsworth. Situated on a spacious corner lot of nearly three-quarters of an acre, this classic 1940 brick home perfectly blends historic character with modern updates. Located just steps from Lake Hollingsworth, the property offers beautiful water views and easy access to the lake's popular walking path. The spacious interior features a thoughtful layout with multiple ground-floor primary suites, classic trim work, and original brick and hardwood flooring. The heart of the home is a large family room featuring rare, reclaimed American Chestnut wood paneling. Living spaces include a formal living room with a natural gas fireplace, an elegant dining room, a sunlit breakfast nook, and a private den/home office. While preserving its timeless cottage charm, the home is fully modernized with key infrastructure upgrades, including an updated electrical system, dual tankless gas water heaters, a whole-house generator, and a security system. Enjoy the best of Lakeland living with scenic lake views, close proximity to downtown shopping and dining, and quick access to the Parkway for an easy commute to Tampa or Orlando.

The essentials

Built
1940
Price / sqft
$395
On market
436 days
Annual tax
$4,742
Flood zone
X · Low risk
Lot
30,597 sqft
Type
Single Family Residence

At a glance

Single family
Built 1940
Water views
Garden
0.70 acres
Lot size
4,047 sqft
Living area

Payment

Est. monthly payment
$9,534/mo
Down payment (20%)
$319,800
Property taxes
$395/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1940
Lot
30,597 sqft
Cooling
Central Air, Zoned
Heating
Central, Natural Gas
Parking
-
Days on Market
436
Crown Molding
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sprinkler Metered
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Refrigerator
Elementary
Cleveland Court Elem
Middle
Southwest Middle School
High
Lakeland Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$4,742
Parcel #
24-28-30-254800-003560

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cleveland Heights
County
Polk
MLS Area
33803 - Lakeland
Lot Size
30,597 sqft
Corner LotLandscaped

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #L4954876
$1,599,000-3.1%
$395/sqft
-
Price change
Source: Stellar MLS #L4954876
$1,650,000-15.4%
$408/sqft
8/1/2025
Listed for sale
Source: Stellar MLS #L4954876
$1,950,000
$482/sqft

Neighborhood

2109 Cambridge Ave
Lakeland, FL, 33803 · 33803 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $1,599,000
$1.59M – $1.60M
99.5% – 100% of listTops out right at the list price
80% of listList price
81 of the last 145 home closings in 33803 landed at this number or higher (56%). The median one sat 35 days before it went under contract, and this one is on day 436 after a $351,000 cut.

Sample: 145 closed home sales in 33803 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,534/mo
Principal & interest$8,339
Property taxes$395
Insurance$800
Down payment20% · $319,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,599,000

$395 per sq ft

Beds and baths

5 beds, 5 baths

Size

4,047 sq ft

Time on market

436 days

Year built

1940

Monthly payment

About $9,534/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,742 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMARTListing agent: Maggie OliveraListing data from Stellar MLS, MLS# L4954876.

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