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Overview

0 baLand
TypeLand
HOA$1,200/yr

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Island Way is a home in Orchid Spgs, Winter Haven. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,200 annually.

From the listing

PRICE REDUCED!!! This is an incredible opportunity to own 5 acres of pristine, buildable land in one of Winter Haven’s most exclusive gated residential communities. Currently comprised of five separate parcels that will be combined and conveyed as one expansive 5-acre homesite, this property offers the privacy, space, and beauty rarely found in today’s market. Surrounded by majestic grandfather oaks and gorgeous dappled sunlight, the land is flat, cleared, and ready for construction. Build your custom dream estate and enjoy the tranquility of this picturesque setting. Community requirements include the construction of one single-family residence with a minimum of 2,700 sq ft, ensuring a neighborhood of quality homes. Opportunities like this are truly a unicorn—spacious, private, and located in a stunning setting just minutes from all that Winter Haven entails. This will not last long—call today to schedule your private showing!

The essentials

On market
321 days
Annual tax
$540
HOA
$1,200/yr
Flood zone
X · Low risk
Type
Land

At a glance

Payment

Est. monthly payment
$2,289/mo
Down payment (20%)
$75,000
Property taxes
$45/mo
HOA
$1,200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
-
Cooling
-
Heating
-
Parking
-
Days on Market
321
Flood Zone X
Annual Tax (2025)
$540
Parcel #
26-28-36-000000-034170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Orchid Spgs
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
-
HOA
$1,200/yr
Candice Holiday

Price history

Date
Event
Price
5/19/2026
Price change
Source: Stellar MLS #L4957543
$375,000-5.1%
-
Price change
Source: Stellar MLS #L4957543
$395,000-12.2%
11/25/2025
Listed for sale
Source: Stellar MLS #L4957543
$450,000

Neighborhood

Island Way
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Calculator

Est. monthly payment
$2,288/mo
Principal & interest$1,956
Property taxes$45
Insurance$188
HOA$100
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

Time on market

321 days

Monthly payment

About $2,289/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $540 annual tax bill, insurance, and the $1,200/yr HOA fee.

HOA fee

$1,200/yr

Managed by Candice Holiday.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Deborah GroganListing data from Stellar MLS, MLS# L4957543.

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