154 2nd Street SW #Unit 7, photo 1
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Overview

2 bd3 ba1,640 sqft2 car garageTownhouse
TypeTownhouse
HOA$550/mo
Built2015
Lot1,036 sqft
Living area1,640 sqft
Price / sqft$302
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

154 2nd Street SW #Unit 7 is a 2015-built home in Raingarden, Winter Haven. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,640 square feet of living space. Listed at $495,000 (about $302/sqft), 149 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 monthly.

From the listing

Discover your dream residence at RainGarden Condominiums in Downtown Winter Haven! Designed by renowned architect Max Strang, this stunning townhouse embodies a modern design within a tropical landscape that provides an atmosphere of serenity in the heart of a lively downtown. Prepare to be wowed by the blend of contemporary aesthetics and organic elements, transforming this two-bedroom, two-and-a-half-bathroom residence into a unique piece of architecture! This interior unit is one of nine townhomes that make up the RainGarden Condominium. Upon entering the secured gate into your private courtyard, you’ll immediately notice the lush landscaping and shady tree canopies that provide a peaceful place to relax or entertain guests. Step inside and enjoy a spacious and airy layout that effortlessly connects the living, dining, and kitchen areas. The large custom windows bathe the space in natural light, while the randomized, vertical fins on the front facade provide generous shading and privacy to the outside. The living room dazzles with 9'9" ceilings, elegant concrete floors, dining area, and expansive floor-to-ceiling windows. The gourmet kitchen features a breakfast bar, high-end GE appliances, granite countertops, and ample cabinet space, blending functionality with style. Access your second story via an integrated wooden stairway situated in a clerestory expanse that opens to a skylighted landing. Upstairs, the lofted master bedroom beckons with floor-to-ceiling windows, refined wood floors, an en-suite bathroom, and abundant closet space. The master bath features a double vanity, a large walk-in shower with elegant finishes, and a spacious walk-in closet. The second bedroom boasts a similar en-suite bathroom with a walk-in closet and plenty of storage. Enjoy the convenience of a second-floor washer and dryer as well as an ample storage closet. Located in the heart of Downtown Winter Haven, this home offers an urban lifestyle where you can “live, work, and play” all within a few blocks. You can leave your vehicles in the attached two-car garage and enjoy the vibrant neighborhood with new restaurants, coffee shops, retailers, and other entertainment just steps away. There are also additional visitor parking spots in the rear and ample street parking available on Ave A. This location cannot be beaten! Centrally located between Tampa & Orlando and within 1 1/2 hours of both east-coast and west-coast beaches. Or take your family out on the coveted Chain of Lakes where you can boat or swim between 22 different lakes! Don’t miss out on the opportunity to purchase this architectural gem! HOA provides for trash pickup, sewer, common electric and water expenses, exterior maintenance and landscaping.

The essentials

Built
2015
Price / sqft
$302
On market
149 days
Annual tax
$5,073
HOA
$550/mo
Flood zone
X · Low risk
Lot
1,036 sqft
Type
Townhouse

At a glance

Townhouse
Built 2015
2 car garage
1,036 sqft lot
Lot size
1,640 sqft
Living area

Payment

Est. monthly payment
$3,802/mo
Down payment (20%)
$99,000
Property taxes
$423/mo
HOA
$550/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2015
Lot
1,036 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
149
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Window Treatments
Courtyard
Lighting
Rain Gutters
Sidewalk
Sprinkler Metered
Deed Restrictions
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Microwave
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$5,073
Parcel #
26-28-29-634118-000070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Raingarden
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
1,036 sqft
City LimitsLandscapedSidewalkPaved
HOA
$550/mo
Raingarden Condominums Inc.

Price history

Date
Event
Price
5/18/2026
Listed for sale
Source: Stellar MLS #L4961765
$495,000
$302/sqft

Neighborhood

154 2nd Street SW #Unit 7
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $495,000
$492,500 – $495,000
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 22 townhouse or villa closings in Winter Haven landed at this number or higher (55%). The median one sat 55 days before it went under contract, and this one is on day 149.

Sample: 22 closed townhouse or villa sales in Winter Haven over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,802/mo
Principal & interest$2,582
Property taxes$423
Insurance$248
HOA$550
Down payment20% · $99,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$495,000

$302 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,640 sq ft

Time on market

149 days

Year built

2015

Monthly payment

About $3,802/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,073 annual tax bill, insurance, and the $550/mo HOA fee.

HOA fee

$550/mo

Managed by Raingarden Condominums Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPOLK REALTY ADVISORS LLCListing agent: Zachary StrangListing data from Stellar MLS, MLS# L4961765.

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