1047 / 1049 Captiva Pt, photo 1
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Overview

4 bd4 ba2,278 sqftDuplex
TypeDuplex
HOANone listed
Built1979
Lot15,851 sqft
Living area2,278 sqft
Price / sqft$123

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About this home

LightingRange

1047 / 1049 Captiva Pt is a 1979-built home in Secret Cove Sub, Lakeland. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,278 square feet of living space. Listed at $279,900 (about $123/sqft), 178 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Lake View Investor Special – Full Rehab Opportunity! Duplex property (both sides) ready for renovation and priced accordingly. This is a true value-add opportunity for investors looking to bring a property back to life and maximize rental income or resale potential. Property is vacant and will require a full renovation, making it ideal for experienced investors or contractors seeking their next project. Strong rental demand in the area supports long-term income potential once improvements are completed. Conveniently located near shopping, dining, and major roadways, with easy access to downtown Lakeland. Bring your vision and unlock the potential this property has to offer.

The essentials

Built
1979
Price / sqft
$123
On market
178 days
Annual tax
$4,007
Flood zone
AE
Lot
15,851 sqft
Type
Duplex

At a glance

Multi-family
Built 1979
0.36 acres
Lot size
2,278 sqft
Living area

Payment

Est. monthly payment
$1,934/mo
Down payment (20%)
$55,980
Property taxes
$334/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
1979
Lot
15,851 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
178
Lighting
Range
Elementary
Clarence Boswell Elem
Middle
Crystal Lake Middle/Jun
High
Tenoroc Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$4,007
Parcel #
24-28-22-000000-021096

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Secret Cove Sub
County
Polk
MLS Area
33801 - Lakeland
Lot Size
15,851 sqft

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #L4961126
$279,900-7.9%
$123/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #L4961126
$303,900
$133/sqft

Neighborhood

1047 / 1049 Captiva Pt
Lakeland, FL, 33801 · 33801 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $279,900
$277,500 – $279,900
99.5% – 100% of listTops out right at the list price
80% of listList price
93 of the last 164 home closings in 33801 landed at this number or higher (57%). The median one sat 27 days before it went under contract, and this one is on day 178 after a $24,000 cut.

Sample: 164 closed home sales in 33801 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,934/mo
Principal & interest$1,460
Property taxes$334
Insurance$140
Down payment20% · $55,980
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,900

$123 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,278 sq ft

Time on market

178 days

Year built

1979

Monthly payment

About $1,934/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,007 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Brian StephensListing data from Stellar MLS, MLS# L4961126.

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