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2828 Blackwater Creek Dr, Lakeland, FL, 33810

$182/sqft·Blackwater Creek Estates

4 bd3 ba2,055 sqft2 car garageSingle Family
Listed by SELL & BUY HOMES REALTY INC· Last updated · MLS# S5156420

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Est. monthly payment
$2,484/mo
Down payment (20%)
$75,000
Property taxes
$237/mo
HOA
$310/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2013
2 car garage
Driveway
0.34 acres
Lot size
2,055 sqft
Living area

About this home

Ceiling Fans(s)Kitchen/Family Room ComboSolid Surface CountersSplit BedroomStone CountersThermostatTray Ceiling(s)Walk-in Closet(s)

2828 Blackwater Creek Dr is a 2013-built home in Blackwater Creek Estates, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,055 square feet of living space. Listed at $375,000 (about $182/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 quarterly.

From the listing

Welcome home to Blackwater Creek Estates, a quiet, gated community offering comfort, style, and peace of mind. This 4-bedroom, 3-bathroom home sits on an expansive parcel of over a quarter-acre, featuring a spacious, open backyard and a screened-in lanai—ideal for outdoor dining, relaxing, or entertaining. Interior Highlights: Beautiful luxury vinyl plank flooring flows through the high-traffic common areas and wet areas, paired with plush carpeting in all four bedrooms. Modern Kitchen: Outfitted with durable granite countertops, ample cabinetry, and an open flow into the primary living spaces. Primary Suite Retreat: Includes a generous walk-in closet and an ensuite bathroom complete with a double vanity, deep garden tub, separate walk-in shower, and matching granite countertops. Both the roof and AC unit were fully replaced just 2 years ago, saving you major expenses down the road. Enjoy a large, open backyard with endless possibilities for play, gardening, or relaxing inside the screened lanai. Community: Nestled in Blackwater Creek Estates, a small, intimate, and secure gated enclave in Lakeland.

The essentials

Built
2013
Price / sqft
$182
On market
19 days
Annual tax
$2,846
HOA
$310/qtr
Flood zone
X · Low risk
Lot
14,736 sqft
Type
Single Family Residence

Location

2828 Blackwater Creek Dr
Lakeland, FL, 33810·33810 - Lakeland
Type
Single Family Residence
Year Built
2013
Lot
14,736 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
19
Ceiling Fans(s)
Kitchen/Family Room Combo
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Sidewalk
Gated Community - No Guard
Sidewalks
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,846

Parcel #

23-27-34-013008-000260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Blackwater Creek Estates

County

Polk

MLS Area

33810 - Lakeland

Lot Size

14,736 sqft

HOA
$310/qtr
Highland Community Management-Nikki Johnson
Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #S5156420
$375,000
$182/sqft
Est. monthly payment$2,484/mo
Principal & interest$1,956
Property taxes$237
Insurance$188
HOA$103
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $375,000
$372,500 – $375,000
99.5% – 100% of listTops out right at the list price
80% of listList price
145 of the last 236 home closings in 33810 landed at this number or higher (61%). The median one sat 24 days before it went under contract, and this one is on day 19.

Sample: 236 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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