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Overview

4 bd2 ba1,935 sqft2 car garageSingle Family
TypeSingle Family
HOA$109/yr
Built2023
Lot6,392 sqft
Living area1,935 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanStone CountersParkPlaygroundPool

3603 Natural Trace St is a 2023-built home in North Park Isle Ph 2c 3b & 4, Plant City. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,935 square feet of living space. Listed at $359,000 (about $186/sqft), 177 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $109 annually.

From the listing

You want this one! Welcome to Florida living in North Park Isle! Move-in ready 2023 4BR/2BA home offers a bright open layout, split floor plan, and stylish modern finishes. The kitchen is the Heart of the home with granite countertops, stainless steel appliances, a large island, and cozy dining space—perfect for gathering with family and friends. Relax in the spacious primary suite, NEW FLOORING while additional bedrooms are tucked away in their own Wing offering privacy for guests or a home office. Step out to your back patio and enjoy a Fully Fenced backyard—ready for pets, kiddos, play, or a quiet evening unwind. Bonus: energy-efficient solar panels help keep utility costs in check, adding smart value to your everyday living! Community amenities include clubhouse, pool, pickleball, basketball, and playground. Easy access to I4 makes commuting to Tampa, Lakeland, and Orlando simple. Brand new hospital is right around the corner. So so close to downtown quaint Plant City. Why wait to build? Start enjoying the Florida lifestyle today! Come take a look! Assumable loan of 5.99

The essentials

Built
2023
Price / sqft
$186
On market
177 days
Annual tax
$4,276
HOA
$109/yr
Flood zone
X · Low risk
Lot
6,392 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
6,392 sqft lot
Lot size
1,935 sqft
Living area

Payment

Est. monthly payment
$2,417/mo
Down payment (20%)
$71,800
Property taxes
$356/mo
HOA
$109/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,392 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
177
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Park
Playground
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,276
Parcel #
P-16-28-22-D1X-000000-00083.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Park Isle Ph 2c 3b & 4
County
Hillsborough
MLS Area
33565 - Plant City
Lot Size
6,392 sqft
HOA
$109/yr
Inframark

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #L4961164
$359,000-1.4%
$186/sqft
-
Price change
Source: Stellar MLS #L4961164
$364,000-1.3%
$188/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #L4961164
$368,900+6.9%
$191/sqft
11/16/2023
Sold
Source: Hillsborough County Public Record
$345,000
$178/sqft

Neighborhood

3603 Natural Trace St
Plant City, FL, 33565 · 33565 - Plant City

Market insights

Offer Insights

Choose an offer strength

List price: $359,000
$357,500 – $359,000
99.5% – 100% of listTops out right at the list price
80% of listList price
76 of the last 138 home closings in 33565 landed at this number or higher (55%). The median one sat 26 days before it went under contract, and this one is on day 177 after a $9,900 cut.

Sample: 138 closed home sales in 33565 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,417/mo
Principal & interest$1,872
Property taxes$356
Insurance$180
HOA$9
Down payment20% · $71,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,000

$186 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,935 sq ft

Time on market

177 days

Year built

2023

Monthly payment

About $2,417/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,276 annual tax bill, insurance, and the $109/yr HOA fee.

HOA fee

$109/yr

Managed by Inframark.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySTRAIGHT UP REALTY & PM LLCListing agent: Mary Kay CookListing data from Stellar MLS, MLS# L4961164.

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