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Overview

4 bd3 ba2,276 sqft2 car garageSingle Family
TypeSingle Family
HOA$170/yr
Built1993
Lot12,110 sqft
Living area2,276 sqft
Price / sqft$197
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsKitchen/Family Room ComboSplit BedroomWalk-in Closet(s)Rain GuttersDishwasher

2124 Velvet Way is a 1993-built home in Deer Brooke South, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,276 square feet of living space. Listed at $449,500 (about $197/sqft), 112 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $170 annually.

From the listing

Now offered at $449,500 — priced to give buyers the opportunity to personalize while enjoying all the features, space, and location this wonderful home already offers. Seller is ready to make a move — come see the possibilities this beautiful Deer Brooke home has to offer! Delightful one-owner custom-built pool home in the highly desirable Deer Brooke community of South Lakeland! Nestled on a spacious .28-acre lot among picturesque oak-lined streets and a peaceful setting, this thoughtfully designed split-bedroom residence offers 2,276 square feet of comfortable living space. Featuring 4 bedrooms and 3 full baths, this versatile floor plan includes a flexible fourth bedroom that is ideal as a home office, den, nursery, or guest bedroom, allowing you to tailor the space to your lifestyle. Two of the bedrooms feature private en-suite baths, while the third full bath serves as a convenient guest and pool bath with direct access to the screened lanai and pool area. The inviting layout offers a spacious kitchen, family room, and dinette combination, creating the perfect gathering space for everyday living and entertaining. The family room is accented by a cozy wood-burning fireplace, while additional features include an inside laundry room, two-car garage, and generous living spaces throughout. Freshly painted inside and out, this home is truly move-in ready. Step outside and enjoy Florida living at its finest. The outdoor living area features a 14’ x 28’ screened pool with spa, attractive paver decking, and an expansive 26’ x 11’ covered lanai, plus additional open patio space ideal for entertaining family and friends or simply relaxing poolside. Combining timeless design, flexible living space, and a sought-after South Lakeland location, this exceptional Deer Brooke home offers the perfect blend of comfort, functionality, and Florida lifestyle. All measurements are approximate and must be verified by buyers. seller will put a new roof on 7-10 days before closing and buyer can select the shingle color and the seller will also give a flooring credit for the family room and kitchen up to the laundry room.

The essentials

Built
1993
Price / sqft
$197
On market
112 days
Annual tax
$1,370
HOA
$170/yr
Flood zone
X · Low risk
Lot
12,110 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Private pool
Heated
2 car garage
Garage Door Opener
0.28 acres
Lot size
2,276 sqft
Living area

Payment

Est. monthly payment
$2,697/mo
Down payment (20%)
$89,900
Property taxes
$114/mo
HOA
$170/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
12,110 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Pool
Auto Cleaner, Gunite, Heated, In Ground
Days on Market
112
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Elementary
Medulla Elem
Middle
Southwest Middle School
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,370
Parcel #
23-29-15-141576-005060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Deer Brooke South
County
Polk
MLS Area
33811 - Lakeland
Lot Size
12,110 sqft
In CountyLandscapedPaved
HOA
$170/yr
PMI Tampa

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #L4962751
$449,500-6.3%
$197/sqft
-
Price change
Source: Stellar MLS #L4962751
$479,900-3.8%
$211/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #L4962751
$499,000
$219/sqft

Neighborhood

2124 Velvet Way
Lakeland, FL, 33811 · 33811 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $449,500
$447,500 – $449,500
99.5% – 100% of listTops out right at the list price
80% of listList price
140 of the last 221 home closings in 33811 landed at this number or higher (63%). The median one sat 31 days before it went under contract, and this one is on day 112 after a $49,500 cut.

Sample: 221 closed home sales in 33811 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,697/mo
Principal & interest$2,344
Property taxes$114
Insurance$225
HOA$14
Down payment20% · $89,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,500

$197 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,276 sq ft

Time on market

112 days

Year built

1993

Monthly payment

About $2,697/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,370 annual tax bill, insurance, and the $170/yr HOA fee.

HOA fee

$170/yr

Managed by PMI Tampa.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHARPER REALTY FL, LLCListing agent: Debbie Miller, PAListing data from Stellar MLS, MLS# L4962751.

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