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Overview

4 bd3 ba3,219 sqft3 car garageSingle Family
TypeSingle Family
HOA$500/yr
Built2001
Lot14,227 sqft
Living area3,219 sqft
Price / sqft$186
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSplit BedroomTray Ceiling(s)Walk-in Closet(s)Window TreatmentsOutdoor GrillOutdoor Kitchen

2205 Chesterfield Cir is a 2001-built home in Magnolia Chase, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,219 square feet of living space. Listed at $599,000 (about $186/sqft), 99 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.

From the listing

Great home available in gated Magnolia Chase! This 3 bedroom, 3 bath pool home, + an office/4th bedroom and bonus room, shows like a model. The sparkling screened pool is very inviting and the open lanai features an outdoor kitchen with propane cooktop and grill. The interior features over 3200 square feet of living area with 4 bedrooms, 3 full bathrooms, an office and bonus room/bar/workout room off the family room overlooking the pool. The kitchen is fully equipped with Frigidaire Professional Series appliances. There is also gas fireplace in the family room and a small private office off the primary bedroom that could easily be a nursery. The A/C is a split system for zoned control. The oversized garage has plenty of room for golf carts or recreational vehicles. Make your appointment today to view this great property.

The essentials

Built
2001
Price / sqft
$186
On market
106 days
Annual tax
$4,691
HOA
$500/yr
Flood zone
X · Low risk
Lot
14,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Private pool
Gunite
3 car garage
0.33 acres
Lot size
3,219 sqft
Living area

Payment

Est. monthly payment
$3,856/mo
Down payment (20%)
$119,800
Property taxes
$391/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
14,227 sqft
Cooling
Central Air
Heating
Central, Zoned
Parking
-
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
106
Ceiling Fans(s)
High Ceilings
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Sidewalk
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Elementary
Valleyview Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,691
Parcel #
24-29-21-287008-000010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Magnolia Chase
County
Polk
MLS Area
33813 - Lakeland
Lot Size
14,227 sqft
HOA
$500/yr
A1A Property Mgmt / Shelby McSwain

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #L4962983
$599,000-3.4%
$186/sqft
-
Price change
Source: Stellar MLS #L4962983
$619,900-1.6%
$193/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #L4962983
$629,900
$196/sqft

Neighborhood

2205 Chesterfield Cir
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $599,000
$595,000 – $599,000
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 258 home closings in 33813 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 106 after a $30,900 cut.

Sample: 258 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,856/mo
Principal & interest$3,124
Property taxes$391
Insurance$300
HOA$42
Down payment20% · $119,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,000

$186 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,219 sq ft

Time on market

106 days

Year built

2001

Monthly payment

About $3,856/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,691 annual tax bill, insurance, and the $500/yr HOA fee.

HOA fee

$500/yr

Managed by A1A Property Mgmt / Shelby McSwain.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREMAX EXPERTSListing agent: Danny ChristianListing data from Stellar MLS, MLS# L4962983.

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