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About this home
3108 Tom Matthews Rd is a 2007-built home in Unplatted, Lakeland. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,862 square feet of living space. Listed at $785,000 (about $274/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
BRING YOUR HORSES! Listed BELOW appraised value! Welcome to 3108 Tom Matthews Rd, a versatile and private property offering space, functionality, and future potential in a growing area. The main home is a well-maintained 3-bedroom, 2-bathroom residence equipped with a NEW AC system, NEW flooring, and water softener. This home is accompanied by a separate 2-bedroom, 2-bath in-law suite complete with full kitchen, additional laundry, and living area—ideal for extended family or guests. Enjoy the lanai-enclosed, heated, salt inground pool installed in 2023, coupled with beautiful pavers and a firepit social area, making this home perfect for year-round relaxation. The property features a newly constructed oversized metal RV garage and workshop with electric, completed in 2022, providing additional parking or workspace options. For those with agricultural or equestrian interests, the land includes three barns—two large barns with three stalls each, tack rooms, hay storage, and full water and electric connections, plus a smaller barn with two and a half bays ideal for small livestock or storage. Current owners have ran a successful Horse Boarding business on site - you can do the same! A new well pump was installed in 2024, and the entire property is secured with an electric gate, fence, and monitored by security cameras. There is ample room for recreational vehicles and equipment, and the parcel includes the option to build an additional dwelling up to 900 square feet. Located in a peaceful, rural setting, yet close enough to city conveniences, this property also benefits from new development happening in and around this area of Plant City/Lakeland, making it a smart investment for both lifestyle and long-term value.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$785,000
$274 per sq ft
Beds and baths
5 beds, 4 baths
Size
2,862 sq ft
Time on market
25 days
Year built
2007
Monthly payment
About $5,174/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,249 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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