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Overview

3 bd2 ba1,676 sqft2 car garageVilla
TypeVilla
HOA$433/mo
Built1995
Lot2,217 sqft
Living area1,676 sqft
Price / sqft$131
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenLiving Room/Dining Room ComboSplit BedroomWalk-in Closet(s)ClubhouseDeed RestrictionsGated Community - GuardGolf Carts OK

1 Enclave Dr is a 1995-built home in Cypresswood Enclave Ph 01, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,676 square feet of living space. Listed at $220,000 (about $131/sqft), 104 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $433 monthly.

From the listing

Opportunity Knocks! Build sweat equity in this 3 bedroom 2 bathroom villa that is ready for some cosmetic updates. Make this home your own with fresh paint, new flooring and anything else you might desire. The unit is currently in habitable condition so you can live there and work at your own pace. Priced well below market value to allow room for cosmetic upgrades. The country club amenities include access to the clubhouse with bar and grill, jr. Olympic swimming pool and brand new tennis and pickleball courts. The championship 18 hole golf course is open to the public. As an added bonus, Publix just opened a brand new location just a mile down the road which is sure to attract other popular businesses.

The essentials

Built
1995
Price / sqft
$131
On market
104 days
Annual tax
$3,196
HOA
$433/mo
Flood zone
X · Low risk
Lot
2,217 sqft
Type
Villa

At a glance

Villa
Built 1995
Community pool
Shared amenity
2 car garage
Garage Door Opener
2,217 sqft lot
Lot size
1,676 sqft
Living area

Payment

Est. monthly payment
$1,956/mo
Down payment (20%)
$44,000
Property taxes
$266/mo
HOA
$433/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1995
Lot
2,217 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Off Street
Days on Market
104
Eat-in Kitchen
Living Room/Dining Room Combo
Split Bedroom
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Tennis Court(s)
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$3,196
Parcel #
27-28-31-850501-000010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cypresswood Enclave Ph 01
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
2,217 sqft
In CountyLevelPavedPrivate
HOA
$433/mo
Debbie Serda

Price history

Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #L4963196
$220,000-2.2%
$131/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #L4963196
$225,000
$134/sqft

Neighborhood

1 Enclave Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $220,000
$220,000
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 33884 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 104 after a $5,000 cut.

Sample: 23 closed townhouse or villa sales in 33884 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,957/mo
Principal & interest$1,147
Property taxes$266
Insurance$110
HOA$433
Down payment20% · $44,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$220,000

$131 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,676 sq ft

Time on market

104 days

Year built

1995

Monthly payment

About $1,956/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,196 annual tax bill, insurance, and the $433/mo HOA fee.

HOA fee

$433/mo

Managed by Debbie Serda.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLOCKHART & ASSOCIATES INCListing agent: Steven Smith, PAListing data from Stellar MLS, MLS# L4963196.

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