689 Lake Howard Dr NW #213, photo 1
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Overview

2 bd2 ba1,072 sqftCondominium
TypeCondominium
Condo dues$436/mo
Built1976
Living area1,072 sqft
Price / sqft$135

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About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanSplit BedroomWalk-in Closet(s)BalconySidewalk

689 Lake Howard Dr NW #213 is a 1976-built home in Wellington Pt 01 Bldgs 01 02 & Wellington Pt 02 B, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,072 square feet of living space. Listed at $145,000 (about $135/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $436 monthly.

From the listing

Virtually Staged. 55 PLUS CONDO FULLY REMODELED: Completely remodeled with high-end finishes, a spotless, move-in-ready interior, and a desirable lakeside setting on the world-famous Winter Haven Chain of Lakes. Welcome to 689 Lake Howard Drive, Unit 213, where thoughtful updates, generous living spaces, and an exceptional waterfront community come together at an attractive price point. Located in The Wellington on the shores of Lake Howard, this impressive 2 bedroom, 2 bath condo feels fresh, modern, and remarkably spacious. The expansive living and dining area features beautiful flooring, crown molding, updated lighting and ceiling fans, and plenty of room for comfortable everyday living and entertaining. Sliding glass doors open to a large enclosed Florida room overlooking the beautifully maintained community grounds, providing even more space to relax and enjoy the Florida lifestyle. The remodeled kitchen is a standout, featuring quartz countertops, abundant white soft-close cabinetry, a farmhouse-style sink, herringbone tile backsplash, under-cabinet lighting, and a complete stainless steel LG appliance package including refrigerator, range, microwave, and dishwasher. Both bathrooms have been beautifully remodeled with quartz-topped vanities and impressive custom tile work. Walk-in showers feature frameless glass enclosures, decorative tile accents, niches, and contemporary finishes. An exceptionally large walk-in closet provides outstanding storage, while an interior laundry closet with included washer and dryer and a large private exterior storage room add everyday convenience. The Wellington offers beautifully landscaped grounds, two pool areas including a heated pool for winter use, clubhouse, shuffleboard, community activities, and a private dock on Lake Howard with access to the Winter Haven Chain of Lakes—perfect for fishing and enjoying life on the water. The condo fee includes basic cable and internet, water, garbage pickup, exterior building maintenance, and grounds maintenance. A private covered parking space is also included. Conveniently located near medical facilities, shopping, restaurants, churches, grocery stores, and charming Downtown Winter Haven. Beautifully remodeled, incredibly spacious, and located in a Chain of Lakes waterfront community—this is 55+ living with the updates already done for you!

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The essentials

Built
1976
Price / sqft
$135
On market
70 days
Annual tax
$679
Condo dues
$436/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1976
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space
1,072 sqft
Living area

Payment

Est. monthly payment
$1,321/mo
Down payment (20%)
$29,000
Property taxes
$57/mo
Condo dues
$436/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1976
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered, Guest
Days on Market
70
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Balcony
Sidewalk
Storage
Buyer Approval Required
Clubhouse
Deed Restrictions
Pool
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$679
Parcel #
26-28-19-553650-022130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wellington Pt 01 Bldgs 01 02 & Wellington Pt 02 B
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
-
City LimitsSidewalkPaved
Condo dues
$436/mo
Bobbi Martiniano

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #L4963853
$145,000+0.7%
$135/sqft
-
Price change
Source: Stellar MLS #L4963853
$144,000-3.4%
$134/sqft
8/8/2026
Listed for sale
Source: Stellar MLS #L4963853
$149,000
$139/sqft

Neighborhood

689 Lake Howard Dr NW #213
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $145,000
$144,000 – $145,000
99.3% – 100% of listTops out right at the list price
80% of listList price
12 of the last 22 condo closings in 33880 landed at this number or higher (55%). The median one sat 49 days before it went under contract, and this one is on day 70 after a $4,000 cut.

Sample: 22 closed condo sales in 33880 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,321/mo
Principal & interest$756
Property taxes$57
Insurance$73
HOA$436
Down payment20% · $29,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$145,000

$135 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,072 sq ft

Time on market

70 days

Year built

1976

Monthly payment

About $1,321/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $679 annual tax bill, insurance, and $436/mo in condo dues.

Condo dues

$436/mo

Managed by Bobbi Martiniano.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHE STONES REAL ESTATE FIRMListing agent: Michael StoneListing data from Stellar MLS, MLS# L4963853.

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