5549 Cedar Crest Way, photo 1
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Overview

4 bd3 ba2,029 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/yr
Built2025
Lot6,098 sqft
Living area2,029 sqft
Price / sqft$207
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

IN Wall Pest SystemClubhousePlaygroundPoolDishwasherDisposalElectric Water HeaterMicrowave

5549 Cedar Crest Way is a 2025-built home in Estates At Hickory Cove, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,029 square feet of living space. Listed at $420,405 (about $207/sqft), 39 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Under Construction. New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with Granite countertops, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill Hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey.

The essentials

Built
2025
Price / sqft
$207
On market
39 days
Annual tax
$0
HOA
$100/yr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
6,098 sqft lot
Lot size
2,029 sqft
Living area

Payment

Est. monthly payment
$2,955/mo
Down payment (20%)
$84,081
Property taxes
$0/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
39
IN Wall Pest System
Clubhouse
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$0
Parcel #
04-27-31-3689-0001-2410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Estates At Hickory Cove
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
HOA
$100/yr
Hcmanagement

Price history

Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #L4964802
$420,405
$207/sqft

Neighborhood

5549 Cedar Crest Way
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $420,405
$417,500 – $420,405
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 39.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,954/mo
Principal & interest$2,193
Property taxes$543
Insurance$210
HOA$8
Down payment20% · $84,081
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$420,405

$207 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,029 sq ft

Time on market

39 days

Year built

2025

Monthly payment

About $2,955/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $100/yr HOA fee.

HOA fee

$100/yr

Managed by Hcmanagement.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCAMBRIDGE REALTY OF CENTRAL FLListing agent: George Lindsey, IIIListing data from Stellar MLS, MLS# L4964802.

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