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About this home
1261 Lone Palm Way is a 2022-built home in Wiregrass Ph 2, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,060 square feet of living space. Listed at $559,900 (about $183/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $99 monthly.
Welcome to this exceptional 2022-built residence in the desirable Wiregrass community of St. Cloud. Offering over 3,000 square feet of thoughtfully designed living space, this stunning two-story home features 4-bedrooms, 3.5-baths, all situated on a spacious, fully vinyl-fenced corner homesite. From the moment you step inside, you'll appreciate the luxury vinyl plank flooring, 9 foot ceilings, and sophisticated neutral color palette that create a bright, modern atmosphere. A private study with French doors provides the perfect work-from-home space, while the expansive great room and dining area flow effortlessly into the gourmet kitchen. The kitchen showcases an oversized island with seating, quartz countertops, abundant soft-close white cabinetry, stainless steel appliances, a dedicated coffee bar, and a reverse osmosis drinking water system. The first floor also includes a convenient guest powder room, generous storage, and spacious laundry room. Upstairs, rich white oak hardwood flooring extends throughout the entire second level, where you'll find all four bedrooms and a versatile loft ideal for a media room, game room, home gym, or additional living space. The primary suite serves as a private retreat, featuring a tray ceiling, multiple closets including an oversized walk-in closet, an en-suite bath with dual shower-head, and the added convenience of a laundry chute. A Jack-and-Jill bathroom connects two secondary bedrooms, providing both functionality and privacy for family or guests. Step outside to enjoy Florida living at its finest on the oversized covered patio overlooking the expansive backyard—perfect for outdoor dining, entertaining, or relaxing. Additional premium features include a paver driveway, epoxy-coated two-car garage, irrigation system, well-maintained landscaping, gutter system installed in 2025, InSinkErator 1-HP disposal system, whole-home water softener, smart doorbell and door locks, smart light switches, Ecobee smart thermostats controlling dual-zone HVAC systems, and a Wi-Fi-enabled smart garage door opener. Residents of Wiregrass enjoy outstanding community amenities, including a resort-style zero-entry swimming pool, playground, gazebo, and scenic walking trails—all with a low monthly HOA and no CDD fees. Zoned for A-rated schools and ideally located near shopping, dining, and major commuter routes, this truly move-in-ready home combines timeless style, modern technology, and exceptional comfort today’s buyers are looking for.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$559,900
$183 per sq ft
Beds and baths
4 beds, 4 baths
Size
3,060 sq ft
Time on market
73 days
Year built
2022
Monthly payment
About $3,798/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,988 annual tax bill, insurance, and the $99/mo HOA fee.
HOA fee
$99/mo
Managed by Kayla Govan.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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