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Overview

4 bd4 ba3,060 sqft2 car garageSingle Family
TypeSingle Family
HOA$99/mo
Built2022
Lot6,970 sqft
Living area3,060 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanStone CountersThermostatWalk-in Closet(s)SidewalkPoolStreet LightsDishwasher

1261 Lone Palm Way is a 2022-built home in Wiregrass Ph 2, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,060 square feet of living space. Listed at $559,900 (about $183/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $99 monthly.

From the listing

Welcome to this exceptional 2022-built residence in the desirable Wiregrass community of St. Cloud. Offering over 3,000 square feet of thoughtfully designed living space, this stunning two-story home features 4-bedrooms, 3.5-baths, all situated on a spacious, fully vinyl-fenced corner homesite. From the moment you step inside, you'll appreciate the luxury vinyl plank flooring, 9 foot ceilings, and sophisticated neutral color palette that create a bright, modern atmosphere. A private study with French doors provides the perfect work-from-home space, while the expansive great room and dining area flow effortlessly into the gourmet kitchen. The kitchen showcases an oversized island with seating, quartz countertops, abundant soft-close white cabinetry, stainless steel appliances, a dedicated coffee bar, and a reverse osmosis drinking water system. The first floor also includes a convenient guest powder room, generous storage, and spacious laundry room. Upstairs, rich white oak hardwood flooring extends throughout the entire second level, where you'll find all four bedrooms and a versatile loft ideal for a media room, game room, home gym, or additional living space. The primary suite serves as a private retreat, featuring a tray ceiling, multiple closets including an oversized walk-in closet, an en-suite bath with dual shower-head, and the added convenience of a laundry chute. A Jack-and-Jill bathroom connects two secondary bedrooms, providing both functionality and privacy for family or guests. Step outside to enjoy Florida living at its finest on the oversized covered patio overlooking the expansive backyard—perfect for outdoor dining, entertaining, or relaxing. Additional premium features include a paver driveway, epoxy-coated two-car garage, irrigation system, well-maintained landscaping, gutter system installed in 2025, InSinkErator 1-HP disposal system, whole-home water softener, smart doorbell and door locks, smart light switches, Ecobee smart thermostats controlling dual-zone HVAC systems, and a Wi-Fi-enabled smart garage door opener. Residents of Wiregrass enjoy outstanding community amenities, including a resort-style zero-entry swimming pool, playground, gazebo, and scenic walking trails—all with a low monthly HOA and no CDD fees. Zoned for A-rated schools and ideally located near shopping, dining, and major commuter routes, this truly move-in-ready home combines timeless style, modern technology, and exceptional comfort today’s buyers are looking for.

The essentials

Built
2022
Price / sqft
$183
On market
73 days
Annual tax
$5,988
HOA
$99/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
6,970 sqft lot
Lot size
3,060 sqft
Living area

Payment

Est. monthly payment
$3,798/mo
Down payment (20%)
$111,980
Property taxes
$499/mo
HOA
$99/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,970 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
73
Open Floorplan
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Pool
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,988
Parcel #
16-25-31-5525-0001-2960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wiregrass Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,970 sqft
HOA
$99/mo
Kayla Govan

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #O6431277
$559,900-1.6%
$183/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #O6431277
$569,000
$186/sqft

Neighborhood

1261 Lone Palm Way
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $559,900
$555,000 – $559,900
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 73 after a $9,100 cut.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,798/mo
Principal & interest$2,920
Property taxes$499
Insurance$280
HOA$99
Down payment20% · $111,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$559,900

$183 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,060 sq ft

Time on market

73 days

Year built

2022

Monthly payment

About $3,798/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,988 annual tax bill, insurance, and the $99/mo HOA fee.

HOA fee

$99/mo

Managed by Kayla Govan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA PRESTIGIOUS HOMES INCListing agent: Ian TrumbachListing data from Stellar MLS, MLS# O6431277.

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