4874 Old Oak Trl, photo 1
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Overview

4 bd3 ba3,267 sqft6 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot43,647 sqft
Living area3,267 sqft
Price / sqft$226
Garage6 car

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About this home

Built-in FeaturesCeiling Fans(s)Central VaccumEat-in KitchenHigh CeilingsSplit BedroomThermostatVaulted Ceiling(s)

4874 Old Oak Trl is a 1989-built home in Runnymede Oaks, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,267 square feet of living space. Listed at $739,000 (about $226/sqft), 45 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 4874 Old Oak Trail in St. Cloud, a spacious 4-bedroom, 3-bath home set on approximately one acre in the Runnymede Oaks area. With generous interior spaces, an expansive property, and exceptional garage capacity, this home offers plenty of room for everyday living, entertaining, hobbies, and vehicle storage. Inside, the home features a comfortable living room with a built-in wet bar, creating a convenient setup for entertaining. A separate formal dining room provides a dedicated space for meals and gatherings, while the four bedrooms offer flexibility for family, guests, or a home office. An in-law suite adds another dimension to the layout, featuring a studio-style setup with its own kitchenette and full bathroom, providing a private and functional space for extended family or guests. Additional interior features include high and vaulted ceilings, crown molding, walk-in closets, and a split-bedroom layout. Outside, an open patio provides space to relax and enjoy the surrounding property, while an outdoor fire pit creates an inviting spot for gathering and enjoying evenings outdoors. A standout feature is the extensive parking and workspace, with garage capacity for six vehicles, including two spaces incorporated into a garage workshop area. A shed and additional storage space provide even more room for tools, equipment, and outdoor essentials. The expansive grounds and mature landscaping further complement the property, making it especially well suited for car enthusiasts, hobbyists, or anyone looking for substantial workspace and storage. Located in the Runnymede Oaks area of St. Cloud, the property offers a more spacious residential setting while remaining convenient to the growing Narcoossee/Lake Nona corridor and other Central Florida destinations. Nearby outdoor recreation includes Lake Runnymede Conservation Area and Ralph V. Chisholm Regional Park, with additional shopping, dining, and everyday conveniences available throughout St. Cloud and the surrounding area.

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The essentials

Built
1989
Price / sqft
$226
On market
45 days
Annual tax
$6,539
Flood zone
X · Low risk
Lot
43,647 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
6 car garage
Boat
1.00 acres
Lot size
3,267 sqft
Living area

Payment

Est. monthly payment
$4,768/mo
Down payment (20%)
$147,800
Property taxes
$545/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
43,647 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Converted Garage, Covered, Driveway, Garage Door Opener, Garage Faces Side, Oversized, RV Access/Parking, Workshop in Garage
Days on Market
45
Built-in Features
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
High Ceilings
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Fire Pit
Lighting
Private Entrance
Private Yard
Sidewalk
Storage
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Water Filtration System
Wine Refrigerator
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,539
Parcel #
31-25-31-8000-0001-0870

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Runnymede Oaks
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
43,647 sqft
LandscapedOversized LotSidewalkPaved

Price history

Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #O6438358
$739,000
$226/sqft

Neighborhood

4874 Old Oak Trl
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $739,000
$735,000 – $739,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 45.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,769/mo
Principal & interest$3,854
Property taxes$545
Insurance$370
Down payment20% · $147,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$739,000

$226 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,267 sq ft

Time on market

45 days

Year built

1989

Monthly payment

About $4,768/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,539 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Have another question?

Brokered byKELLER WILLIAMS REALTY AT THE PARKSListing agent: Thomas Nickley, JrListing data from Stellar MLS, MLS# O6438358.

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