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About this home
4874 Old Oak Trl is a 1989-built home in Runnymede Oaks, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,267 square feet of living space. Listed at $739,000 (about $226/sqft), 45 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 4874 Old Oak Trail in St. Cloud, a spacious 4-bedroom, 3-bath home set on approximately one acre in the Runnymede Oaks area. With generous interior spaces, an expansive property, and exceptional garage capacity, this home offers plenty of room for everyday living, entertaining, hobbies, and vehicle storage. Inside, the home features a comfortable living room with a built-in wet bar, creating a convenient setup for entertaining. A separate formal dining room provides a dedicated space for meals and gatherings, while the four bedrooms offer flexibility for family, guests, or a home office. An in-law suite adds another dimension to the layout, featuring a studio-style setup with its own kitchenette and full bathroom, providing a private and functional space for extended family or guests. Additional interior features include high and vaulted ceilings, crown molding, walk-in closets, and a split-bedroom layout. Outside, an open patio provides space to relax and enjoy the surrounding property, while an outdoor fire pit creates an inviting spot for gathering and enjoying evenings outdoors. A standout feature is the extensive parking and workspace, with garage capacity for six vehicles, including two spaces incorporated into a garage workshop area. A shed and additional storage space provide even more room for tools, equipment, and outdoor essentials. The expansive grounds and mature landscaping further complement the property, making it especially well suited for car enthusiasts, hobbyists, or anyone looking for substantial workspace and storage. Located in the Runnymede Oaks area of St. Cloud, the property offers a more spacious residential setting while remaining convenient to the growing Narcoossee/Lake Nona corridor and other Central Florida destinations. Nearby outdoor recreation includes Lake Runnymede Conservation Area and Ralph V. Chisholm Regional Park, with additional shopping, dining, and everyday conveniences available throughout St. Cloud and the surrounding area.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$739,000
$226 per sq ft
Beds and baths
4 beds, 3 baths
Size
3,267 sq ft
Time on market
45 days
Year built
1989
Monthly payment
About $4,768/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,539 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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