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About this home
4840 Old Oak Trl is a 2019-built home in Runnymede Oaks Unrec, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,617 square feet of living space. Listed at $889,000 (about $340/sqft), 205 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Welcome to this rare NO HOA, highly desirable property offering privacy, flexibility, and all situated on a spacious acre of land complete with a serene pond. Located in a well sought-after neighborhood, this unique estate features two separate homes, making it perfect for multi-generational living. The second home may be used as a mother-in-law suite, guesthouse or residual income. The main residence boasts a 3-bedroom, 2-bath open floor plan designed for comfortable living and entertaining, highlighted by a gas stove in the kitchen. The bright and airy layout creates a seamless flow throughout the home. Both homes share a tankless gas water heater as well as septic tank and well water. The detached mother-in-law suite offers a 1 bedroom, 1 bath, full kitchen equipped with an electric stove, and its own laundry room. This secondary home also includes hurricane shutters. Enjoy the tranquility of your private pond and expansive outdoor space, all while being conveniently located near local amenities. This is a rare opportunity to own a versatile property with endless possibilities.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$889,000
$340 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,617 sq ft
Time on market
205 days
Year built
2019
Monthly payment
About $5,418/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,044 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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