5160 Haywood Ruffin Rd, photo 1
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Overview

4 bd2 ba1,824 sqftSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot114,127 sqft
Living area1,824 sqft
Price / sqft$488

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)

5160 Haywood Ruffin Rd is a 1986-built home in Runneymede Ranchlands Unit 1, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,824 square feet of living space. Listed at $890,000 (about $488/sqft), 237 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

We've reduced the price! Today I present this fabulous property, located in Saint Cloud, very close to Narcoosee Avenue, Lake Nona, Orlando International Airport, and major Florida freeways. If you're looking for a spacious, country home surrounded by nature, yet close to the amenities of St. Cloud, this is the ideal place. This house is mostly renovated and sits on a sprawling 2.62-acre lot, combining the tranquility of the countryside with proximity to all the commercial, educational, financial, and medical services the area offers. The house features four bedrooms, two bathrooms, a living and dining room, a kitchen, a laundry room, a lanai, a pool to enjoy the Florida sun, and two storage rooms. There's also the potential for outdoor activities and even expansion. Call me for more information.

The essentials

Built
1986
Price / sqft
$488
On market
237 days
Annual tax
$2,177
Flood zone
X · Low risk
Lot
114,127 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Private pool
In Ground
2.62 acres
Lot size
1,824 sqft
Living area

Payment

Est. monthly payment
$5,268/mo
Down payment (20%)
$178,000
Property taxes
$181/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
114,127 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Pool
In Ground, Gunite
Days on Market
237
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Storage
Horses Allowed
Convection Oven
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Hickory Tree Elem
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,177
Parcel #
32-25-31-4915-0001-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Runneymede Ranchlands Unit 1
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
114,127 sqft
Oversized LotPastureStreet Dead-EndPavedZoned for Horses

Price history

Date
Event
Price
7/31/2026
Price change
Source: Stellar MLS #S5144134
$890,000-1.0%
$488/sqft
-
Price change
Source: Stellar MLS #S5144134
$899,000-9.2%
$493/sqft
2/18/2026
Listed for sale
Source: Stellar MLS #S5144134
$990,000
$543/sqft

Neighborhood

5160 Haywood Ruffin Rd
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $890,000
$885,000 – $890,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 473 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 237 after a $100,000 cut.

Sample: 473 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,268/mo
Principal & interest$4,642
Property taxes$181
Insurance$445
Down payment20% · $178,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$890,000

$488 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,824 sq ft

Time on market

237 days

Year built

1986

Monthly payment

About $5,268/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,177 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY KISSIMMEEListing agent: Patricia MercadoListing data from Stellar MLS, MLS# S5144134.

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