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About this home
1803 Charles Court is a 2005-built home in Northshore, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,671 square feet of living space. Listed at $749,000 (about $280/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $241 quarterly.
Step inside the foyer and experience a light-filled, open floor plan designed for effortless living and entertaining. The expansive family room flows seamlessly into the gourmet kitchen, featuring stainless steel appliances, quartz countertops, oversized cabinetry with abundant storage, and a cozy breakfast nook—perfect for morning coffee or casual dining. Elegant French doors open to your private backyard oasis, where the screened lanai offers plenty of room to relax in the shade, soak up the sun, or entertain guests poolside. The spacious primary suite provides a peaceful retreat, with room for a king-sized bed and a beautifully appointed ensuite featuring dual vanities, a step-in shower, and a relaxing soaking tub. Bedrooms two and three have generous space and walk-in closets, providing comfort and ample storage for family or guests. The property also features an attached, air-conditioned garage, plus an oversized detached garage with abundant storage and additional parking. Both garage doors are heavily insulated and have UV protective windows. Above the detached garage, you’ll find a versatile mother-in-law suite complete with a kitchenette, private bedroom, full bathroom, and walk-in closet—ideal for extended family, guests, a home office, or additional living space. Located in desirable Northshore, residents enjoy exclusive access to Lake Lizzie, part of the beautiful Alligator Chain of Lakes. With a private community dock and boat ramp, you’ll have endless opportunities for boating, fishing, and enjoying Florida’s waterfront lifestyle. This exceptional property offers the perfect combination of spacious living, resort-style outdoor enjoyment, versatile guest accommodations, and exclusive lake access—all in one incredible home.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$749,000
$280 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,671 sq ft
Time on market
61 days
Year built
2005
Monthly payment
About $4,938/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,932 annual tax bill, insurance, and the $241/qtr HOA fee.
HOA fee
$241/qtr
Managed by Shari Toler with Sentry Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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