7851 Lake James Blvd, photo 1
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Overview

3 bd2 ba1,967 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,860/yr
Built2020
Lot6,669 sqft
Living area1,967 sqft
Price / sqft$228
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

7851 Lake James Blvd is a 2020-built home in Lake James Phase Three, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,967 square feet of living space. Listed at $449,000 (about $228/sqft), 30 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,860 semi-annually.

From the listing

MOTIVATED SELLER* OFFERING AN AMAZING PRICE ADJUSTMENT!!!~Welcome to 7851 Lake James Blvd, a beautifully upgraded residence nestled within the gated 55+ Lake James community, where refined Florida living meets thoughtful design, exceptional privacy, and effortless comfort. Built by Ernie White Construction, this distinctive home has been enhanced with an impressive collection of custom features and modern upgrades. Inside, upgraded flooring flows throughout the home, complemented by an expanded, beautifully designed kitchen featuring a gas range. Elegant wainscoting adds timeless character to the dining area, while the versatile office offers something truly special: a custom-built queen Murphy bed, cabinetry, L-shaped desk, and closet. This flexible space provides an ideal third bedroom, home office, guest retreat, or multi-purpose living area. Natural light and thoughtful improvements continue throughout the home. Solar tubes brighten the primary suite and laundry room, while window film, electronic retractable lanai sunshades, upgraded insulation, HVAC UV lights, and an updated electrical panel with whole-home surge protection enhance comfort and peace of mind. Newer energy-efficient shades and blinds throughout the home include blackout shades in the primary and guest bedrooms. Step outside and discover a private nature retreat. The beautifully landscaped back and side yard overlooks mature cedar and oak trees and a year-round pond that attracts a wonderful variety of birdlife. The front of the home offers serene views of swaying palms and lush landscaping. The expansive screened lanai features electronic sunshades and sealed pavers, creating an inviting setting for morning coffee, quiet afternoons, or entertaining. A screened two-bay garage, painted garage floor, and professionally installed storage closets add exceptional functionality. Residents of Lake James enjoy a well-rounded HOA package that includes lawn mowing and edging, yard pest and fertilizer treatments, 1-gig internet and TV, and maintenance of the community's common areas—including walkways, heated pool, clubhouse, gates and fencing, roads, sewer, ponds, and landscaped greenspace. With its rare combination of privacy, custom upgrades, flexible living space, beautiful natural surroundings, and resort-style community amenities, 7851 Lake James Blvd offers an elevated and exceptionally comfortable Florida lifestyle in a gated 55+ community.

The essentials

Built
2020
Price / sqft
$228
On market
30 days
Annual tax
$4,482
HOA
$1,860/yr
Flood zone
X · Low risk
Lot
6,669 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Water views
Trees/Woods
Community pool
Shared amenity
3 car garage
Driveway
6,669 sqft lot
Lot size

Payment

Est. monthly payment
$3,095/mo
Down payment (20%)
$89,800
Property taxes
$374/mo
HOA
$1,860/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,669 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
30
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Buyer Approval Required
Clubhouse
Deed Restrictions
Gated Community - No Guard
Playground
Pool
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone x
Annual Tax (2026)
$4,482
Parcel #
23-27-10-000833-003260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake James Phase Three
County
Polk
MLS Area
33810 - Lakeland
Lot Size
6,669 sqft
Conservation AreaIn CountyPaved
HOA
$1,860/yr
Cindy Farmer

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #L4964957
$449,000-6.3%
$228/sqft
-
Price change
Source: Stellar MLS #L4964957
$479,000-2.2%
$244/sqft
9/15/2026
Listed for sale
Source: Stellar MLS #L4964957
$490,000
$249/sqft

Neighborhood

7851 Lake James Blvd
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $449,000
$447,500 – $449,000
99.5% – 100% of listTops out right at the list price
80% of listList price
192 of the last 311 home closings in 33810 landed at this number or higher (62%). The median one sat 25 days before it went under contract, and this one is on day 30 after a $41,000 cut.

Sample: 311 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,095/mo
Principal & interest$2,342
Property taxes$374
Insurance$225
HOA$155
Down payment20% · $89,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,000

$228 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,967 sq ft

Time on market

30 days

Year built

2020

Monthly payment

About $3,095/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,482 annual tax bill, insurance, and the $1,860/yr HOA fee.

HOA fee

$1,860/yr

Managed by Cindy Farmer.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDREAM REALTY GROUPListing agent: Beth LusaListing data from Stellar MLS, MLS# L4964957.

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