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Overview

3 bd2 ba1,380 sqft2 car garageSingle Family
TypeSingle Family
HOA$385.48/yr
Built2026
Lot23,954 sqft
Living area1,380 sqft
Price / sqft$225
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
INDIAN LAKE ESTATES
Type
Single Family Residence

True monthly carry

HOA
~$32/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Cathedral Ceiling(s)MicrowaveRangeRefrigerator

3250 Alba Dr is a 2026-built home in Indian Lake Estates, Indian Lake Estates. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,380 square feet of living space. Listed at $310,000 (about $225/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $385.48 annually.

From the listing

Virtually Staged. Under Construction. BRAND-NEW CONSTRUCTION in Indian Lake Estates- MOVE IN READY THIS MONTH! (SEPT 2026) This new home features an open floor plan with cathedral ceilings in the main living area, creating a spacious layout connecting the living room, dining area, and kitchen and brand new appliances! The kitchen features stone countertops, shaker-style cabinetry, and new appliances. Both bathrooms include stone countertops and ceramic tile showers. Luxury vinyl plank flooring runs throughout the home for durability and easy maintenance. Indian Lake Estates offers a quiet, rural setting with a wide range of community amenities, including 18-hole and 9-hole golf courses, tennis, pickleball and basketball courts, a playground, and an approximately 23,000-square-foot clubhouse with a restaurant, library, fitness room, ballroom, and pro shop. Deer, wild turkey, eagles, cranes, and other wildlife are commonly seen throughout the community. The community provides a peaceful setting while still offering convenient access to Central Florida destinations. Orlando, Walt Disney World, Tampa, and Gulf Coast beaches are approximately 90 minutes away. Bok Tower Gardens and Westgate River Ranch Resort & Rodeo are also nearby. Driveway and SOD to be completed within next 2 weeks or less. *Some photos have been virtually staged and/or digitally rendered for illustrative purposes. Renderings may depict the anticipated appearance of the completed home, including appliances, landscaping, finishes, furnishings, or other features. Actual completed construction, colors, finishes, landscaping, appliances, and features may vary.

The essentials

Built
2026
Price / sqft
$225
On market
29 days
Annual tax
$162
HOA
$385.48/yr
Flood zone
X · Low risk
Lot
23,954 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.55 acres
Lot size
1,380 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,818/mo
Down payment (20%)
$62,000
Property taxes
$13/mo
HOA
$385.48/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
23,954 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
29
Cathedral Ceiling(s)
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$162
Parcel #
30-31-18-994140-038501

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Lake Estates
County
Polk
MLS Area
33855 - Indian Lake Estates/Lake Wales
Lot Size
23,954 sqft
HOA
$385.48/yr
DEBORAH DONELLA

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #L4965010
$310,000
$225/sqft

Neighborhood

3250 Alba Dr
Indian Lake Estates, FL, 33855 · 33855 - Indian Lake Estates/Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $310,000
$290,000 – $310,000
93.6% – 100% of listTops out right at the list price
80% of listList price
18 of the last 34 home closings in 33855 landed at this number or higher (53%). The median one sat 66 days before it went under contract, and this one is on day 29.

Sample: 34 closed home sales in 33855 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,817/mo
Principal & interest$1,617
Property taxes$13
Insurance$155
HOA$32
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$310,000

$225 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,380 sq ft

Time on market

29 days

Year built

2026

Monthly payment

About $1,818/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $162 annual tax bill, insurance, and the $385.48/yr HOA fee.

HOA fee

$385.48/yr

Managed by DEBORAH DONELLA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTRIBUTE REALTY LLCListing agent: Aldon MartinezListing data from Stellar MLS, MLS# L4965010.

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