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Overview

4 bd3 ba1,891 sqft2 car garageSingle Family
TypeSingle Family
HOA$396/qtr
Built2026
Lot21,802 sqft
Living area1,891 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
INDIAN LAKE ESTATES
Type
Single Family Residence

True monthly carry

HOA
~$132/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Convection OvenMicrowaveRefrigerator

2580 Plumosa Dr is a 2026-built home in Indian Lake Estates, Indian Lake Estates. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,891 square feet of living space. Listed at $363,000 (about $192/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $396 quarterly.

From the listing

This home includes enhancements beyond the builder’s standard finishes. Features include wood flooring, additional lighting throughout the living areas, and updated light fixtures. The kitchen features a quartz waterfall island, providing additional workspace and a clean, modern look. The cabinetry includes soft-close drawers and doors, while stainless steel hardware, faucets, and door handles contribute to a cohesive design throughout the home. Additional features include ceiling fans in the living room and primary suite, high-profile baseboards, and other interior finish selections that add to the home's overall appeal and functionality. Special financing and homebuyer assistance programs may be available for eligible purchasers. Qualified buyers could receive up to $50,000 toward down payment and closing costs through local assistance programs. Contact the listing agent or your lender for details, eligibility requirements, and current program availability.

The essentials

Built
2026
Price / sqft
$192
On market
130 days
Annual tax
$106
HOA
$396/qtr
Flood zone
X · Low risk
Lot
21,802 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.50 acres
Lot size
1,891 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,215/mo
Down payment (20%)
$72,600
Property taxes
$9/mo
HOA
$396/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
21,802 sqft
Cooling
Central Air
Heating
Other
Parking
-
Days on Market
130
Convection Oven
Microwave
Refrigerator
Flood Zone X
Annual Tax (2025)
$106
Parcel #
30-31-08-994040-015305

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Lake Estates
County
Polk
MLS Area
33855 - Indian Lake Estates/Lake Wales
Lot Size
21,802 sqft
HOA
$396/qtr
Indian Lake Estates, Inc

Price history

Date
Event
Price
10/17/2026
Price change
Source: Stellar MLS #S5151754
$363,000-0.5%
$192/sqft
-
Price change
Source: Stellar MLS #S5151754
$365,000-2.9%
$193/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #S5151754
$375,900
$199/sqft

Neighborhood

2580 Plumosa Dr
Indian Lake Estates, FL, 33855 · 33855 - Indian Lake Estates/Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $363,000
$347,500 – $363,000
95.8% – 100% of listTops out right at the list price
80% of listList price
19 of the last 37 home closings in 33855 landed at this number or higher (51%). The median one sat 66 days before it went under contract, and this one is on day 130 after a $12,900 cut.

Sample: 37 closed home sales in 33855 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,216/mo
Principal & interest$1,893
Property taxes$9
Insurance$182
HOA$132
Down payment20% · $72,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$363,000

$192 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,891 sq ft

Time on market

130 days

Year built

2026

Monthly payment

About $2,215/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $106 annual tax bill, insurance, and the $396/qtr HOA fee.

HOA fee

$396/qtr

Managed by Indian Lake Estates, Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byK REALTYListing agent: Raquel Batalha, PAListing data from Stellar MLS, MLS# S5151754.

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