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Overview

4 bd3 ba1,891 sqftSingle Family
TypeSingle Family
HOA$396/qtr
Built2026
Lot21,797 sqft
Living area1,891 sqft
Price / sqft$198

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
INDIAN LAKE ESTATES
Type
Single Family Residence

True monthly carry

HOA
~$132/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanThermostatWalk-in Closet(s)Convection OvenDishwasher

3831 Poinciana Dr is a 2026-built home in Indian Lake Estates, Indian Lake Estates. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,891 square feet of living space. Listed at $374,000 (about $198/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $396 quarterly.

From the listing

Welcome to modern Florida living in this brand-new, never-lived-in home, ideally located near the clubhouse and golf course in a sought-after community. Thoughtfully designed with contemporary finishes, this home blends comfort, style, and functionality. Bright, open living spaces create an inviting setting for everyday life and entertaining. The kitchen features a striking quartz waterfall island overlooking the family room, bringing everyone together in the heart of the home. Quality details include upgraded wood flooring, soft-close cabinetry, stainless steel hardware, updated faucets and door handles, stylish lighting, ceiling fans in the living room and primary suite, and high-profile baseboards throughout. The home is also prepared for smart-home features and finished with durable materials designed for lasting comfort. Enjoy community amenities that include an 18-hole golf course, a navigable lake for boating and water recreation, a private boat ramp, and a fishing pier. A rare opportunity to own a newly completed home and be its very first homeowner.

The essentials

Built
2026
Price / sqft
$198
On market
6 days
Annual tax
$179
HOA
$396/qtr
Flood zone
X · Low risk
Lot
21,797 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
0.50 acres
Lot size
1,891 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,285/mo
Down payment (20%)
$74,800
Property taxes
$15/mo
HOA
$396/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
21,797 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
6
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Convection Oven
Dishwasher
Electric Water Heater
Microwave
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$179
Parcel #
30-31-07-994050-020120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Lake Estates
County
Polk
MLS Area
33855 - Indian Lake Estates/Lake Wales
Lot Size
21,797 sqft
HOA
$396/qtr
Indian Lake Estates, INC

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #S5159232
$374,000
$198/sqft

Neighborhood

3831 Poinciana Dr
Indian Lake Estates, FL, 33855 · 33855 - Indian Lake Estates/Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $374,000
$357,500 – $374,000
95.8% – 100% of listTops out right at the list price
80% of listList price
19 of the last 37 home closings in 33855 landed at this number or higher (51%). The median one sat 66 days before it went under contract, and this one is on day 6.

Sample: 37 closed home sales in 33855 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,284/mo
Principal & interest$1,951
Property taxes$15
Insurance$187
HOA$132
Down payment20% · $74,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$374,000

$198 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,891 sq ft

Time on market

6 days

Year built

2026

Monthly payment

About $2,285/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $179 annual tax bill, insurance, and the $396/qtr HOA fee.

HOA fee

$396/qtr

Managed by Indian Lake Estates, INC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byK REALTYListing agent: Raquel Batalha, PAListing data from Stellar MLS, MLS# S5159232.

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