
Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- INDIAN LAKE ESTATES
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$132/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
3831 Poinciana Dr is a 2026-built home in Indian Lake Estates, Indian Lake Estates. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,891 square feet of living space. Listed at $374,000 (about $198/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $396 quarterly.
Welcome to modern Florida living in this brand-new, never-lived-in home, ideally located near the clubhouse and golf course in a sought-after community. Thoughtfully designed with contemporary finishes, this home blends comfort, style, and functionality. Bright, open living spaces create an inviting setting for everyday life and entertaining. The kitchen features a striking quartz waterfall island overlooking the family room, bringing everyone together in the heart of the home. Quality details include upgraded wood flooring, soft-close cabinetry, stainless steel hardware, updated faucets and door handles, stylish lighting, ceiling fans in the living room and primary suite, and high-profile baseboards throughout. The home is also prepared for smart-home features and finished with durable materials designed for lasting comfort. Enjoy community amenities that include an 18-hole golf course, a navigable lake for boating and water recreation, a private boat ramp, and a fishing pier. A rare opportunity to own a newly completed home and be its very first homeowner.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 37 closed home sales in 33855 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$374,000
$198 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,891 sq ft
Time on market
6 days
Year built
2026
Monthly payment
About $2,285/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $179 annual tax bill, insurance, and the $396/qtr HOA fee.
HOA fee
$396/qtr
Managed by Indian Lake Estates, INC.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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