Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- INDIAN LAKE ESTATES
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$33/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
2040 Alba Dr is a 2026-built home in Indian Lake Estates, Indian Lake Estates. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,592 square feet of living space. Listed at $369,900 (about $232/sqft), 173 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $396.27 annually.
Pre-Construction. To be built. THREE CAR GARAGE! This 3-bedroom, 2-bathroom home will be conveniently located just past the clubhouse and toward the front of the Indian Lake Estates community. It is designed with an indoor/outdoor layout: imagine a 200-foot great room AND a 200 square-foot covered back porch, perfect for Florida living! The large second and third bedrooms share a bathroom and the primary suite is 18 x 13! Every detail has been planned. The laundry room and pantry are just inside the home from the 3-CAR garage. Living just outside the city is easy when you have the right storage. The golf course was designed by Gary Cobb, who went on to design for the PGA. When you pay your annual license fee, you are welcome to play the 3-par, executive course at no cost EVERY DAY OF THE YEAR. The roads are private, so drive your golf cart a couple miles down the road to the largest lake in Polk County, Lake Weohyakapka. The active community offers concerts, karaoke and trivia nights, weekly card games, bingo, movie nights, a book club, PLUS pickleball and tennis courts, just to name a few. Indian Lake Estates is a perfect balance of privacy and activity. Call your agent and your lender and secure this home now so you can be in place for the 2026-2027 winter season! ILE IS THE PLACE TO BE!
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$369,900
$232 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,592 sq ft
Time on market
173 days
Year built
2026
Monthly payment
About $2,162/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $179 annual tax bill, insurance, and the $396.27/yr HOA fee.
HOA fee
$396.27/yr
Managed by SHELBY WILSON.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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