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Overview

3 bd2 ba1,762 sqft4 car garageSingle Family
TypeSingle Family
HOA$396.27/yr
Built2022
Lot21,802 sqft
Living area1,762 sqft
Price / sqft$242
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone Counters

4101 Poinciana Dr is a 2022-built home in Indian Lake Estates, Indian Lake Estates. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,762 square feet of living space. Listed at $427,000 (about $242/sqft), 124 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $396.27 annually.

From the listing

CALLING ALL SNOWBIRDS! Stop renting and start owning your winter home! With just over 2400 square feet under roof, this 3/2/4 stunning home has something for everyone in the family! A 24x21 outdoor kitchen with seating for more than a dozen and a wall-mounted television MUST be the highlight. No wait! The 480-square-foot detached garage is the highlight! No wait! The walk-in kitchen pantry is the highlight. There are so many upgrades everywhere you look. You won’t be able to find just one highlight either. The primary bedroom has a walk-in closet with a sliding farmhouse door in the bathroom, dual sinks, a walk-in shower with glass door, and a separate, private room with a window for the toilet. The $4000 glass shower door is an amazing touch. The wainscoting perfects the primary suite. There are also two additional bedrooms on either side of the hallway bathroom, perfect for family or guests. The details in the home are amazing. Ceiling fans everywhere. The vertical hurricane windows in this home prevent any interruption in your view. The beautiful and functional quartz kitchen backsplash with farmhouse sink is easy to miss. The primary gathering space extends with sliders from the living/dining/kitchen area to the outside patio to double the entertaining square footage. All the add-ons mean you can move right in and begin entertaining from Day One. The gutters, the hurricane window and door package, the landscaping, the SMART connection, the 40-foot media antennae: they are designed to create a home sanctuary. Enjoy the tranquility of the woods all around you, knowing the largest lake in Polk County is less than a mile away. The roads are private, so grab your camera and drive your golf cart down to the pier and enjoy watching the sunsets and birds over the water each night. Indian Lake Estates (ILE) is the perfect blend of privacy and activity. When you feel like socializing, the clubhouse hosts karaoke, bingo, card games, trivia night, painting classes, a full lending library, PLUS the restaurant and bar is open 7 days a week. The golf course is public, but residents who pay their annual license fee ($396.27 was due in January 2026) are invited to play the 9-hole, executive, 3-par course every day at no cost. What an inexpensive way to learn or improve your skills. Take advantage of the putting green, driving range and pro shop amenities! And tennis and pickleball are right there on property, along with two playgrounds for the kids. This property, and this community, have it all! Call your agent today and claim it for your own family today! ILE IS THE PLACE TO BE!

The essentials

Built
2022
Price / sqft
$242
On market
124 days
Annual tax
$3,504
HOA
$396.27/yr
Flood zone
X · Low risk
Lot
21,802 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
4 car garage
0.50 acres
Lot size
1,762 sqft
Living area

Payment

Est. monthly payment
$2,766/mo
Down payment (20%)
$85,400
Property taxes
$292/mo
HOA
$396.27/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
21,802 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
124
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Outdoor Kitchen
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Playground
Restaurant
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,504
Parcel #
29-31-12-994060-021119

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Lake Estates
County
Polk
MLS Area
33855 - Indian Lake Estates/Lake Wales
Lot Size
21,802 sqft
HOA
$396.27/yr
SHELBY WILSON

Price history

Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #TB8516649
$427,000-0.5%
$242/sqft
6/8/2026
Listed for sale
Source: Stellar MLS #TB8516649
$429,000
$243/sqft

Neighborhood

4101 Poinciana Dr
Indian Lake Estates, FL, 33855 · 33855 - Indian Lake Estates/Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $427,000
$400,000 – $427,000
93.6% – 100% of listTops out right at the list price
80% of listList price
18 of the last 34 home closings in 33855 landed at this number or higher (53%). The median one sat 66 days before it went under contract, and this one is on day 124 after a $2,000 cut.

Sample: 34 closed home sales in 33855 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,766/mo
Principal & interest$2,227
Property taxes$292
Insurance$214
HOA$33
Down payment20% · $85,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$427,000

$242 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,762 sq ft

Time on market

124 days

Year built

2022

Monthly payment

About $2,766/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,504 annual tax bill, insurance, and the $396.27/yr HOA fee.

HOA fee

$396.27/yr

Managed by SHELBY WILSON.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered bySIGNATURE REALTY ASSOCIATESListing agent: Laura CarterListing data from Stellar MLS, MLS# TB8516649.

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