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Overview

3 bd2 ba1,748 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1975
Lot11,400 sqft
Living area1,748 sqft
Price / sqft$215
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSplit BedroomWindow TreatmentsLightingPrivate MailboxSidewalkDishwasher

123 Elm Sq S is a 1975-built home in Christina Woods, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,748 square feet of living space. Listed at $375,000 (about $215/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome home! This beauty is truly move in ready and has been lovingly maintained. Conveniently located near two hospitals, Lakeside Village for shopping, many local restaurants, several grocery stores and within minutes of the Polk Parkway. Christina Woods has sidewalks galore for easy walking, jogging and biking and is zoned for some pretty great schools too. Let's talk about the kitchen-brick floors, a new chimney-style hood vent, beautiful butcher block counter tops and a breakfast bar- just a few details that add to the homey feel here. The generous size living room, separate family room and a large screen lanai make this home a perfect place to entertain. As a bonus, the back yard shed would be the perfect detached office, she-shed or man cave as it has a dedicated 100-amp subpanel, mini split AC, wired and wireless internet, an outdoor shower and sink and vinyl plank flooring. The back yard is 95% fenced but there is a completely fenced dog run.This one is waiting for its next happy occupants! A few recent updates include interior and exterior paint, can lighting, ceiling fans, LVP flooring, brand new carpet in family room and guest bedrooms, security lighting in soffit, ceilings re-floated and textured throughout and crown molding. The roof was recently inspected and the seller said it is in great shape. Please verify measurements. Agent is related to sellers.**1 OR MORE PICTURES HAVE BEEN VIRTUALLY STAGED

The essentials

Built
1975
Price / sqft
$215
On market
24 days
Annual tax
$2,724
Flood zone
X · Low risk
Lot
11,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 1975
2 car garage
0.26 acres
Lot size
1,748 sqft
Living area

Payment

Est. monthly payment
$2,371/mo
Down payment (20%)
$75,000
Property taxes
$227/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1975
Lot
11,400 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
24
Ceiling Fans(s)
Primary Bedroom Main Floor
Split Bedroom
Window Treatments
Lighting
Private Mailbox
Sidewalk
Dishwasher
Electric Water Heater
Range
Range Hood
Refrigerator
Elementary
Scott Lake Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,724
Parcel #
23-29-24-141830-001420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Christina Woods
County
Polk
MLS Area
33813 - Lakeland
Lot Size
11,400 sqft
LandscapedSidewalkPaved

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #L4965366
$375,000
$215/sqft

Neighborhood

123 Elm Sq S
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$372,500 – $375,000
99.4% – 100% of listTops out right at the list price
80% of listList price
136 of the last 270 home closings in 33813 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 24.

Sample: 270 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,370/mo
Principal & interest$1,956
Property taxes$227
Insurance$188
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$215 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,748 sq ft

Time on market

24 days

Year built

1975

Monthly payment

About $2,371/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,724 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byS & D REAL ESTATE SERVICE LLCListing agent: Susan ConnerListing data from Stellar MLS, MLS# L4965366.

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