8515 Tom Costine Rd, photo 1
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Overview

4 bd2 ba2,271 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2006
Lot219,142 sqft
Living area2,271 sqft
Price / sqft$308
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostat

8515 Tom Costine Rd is a 2006-built home in Big Ben Acres, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,271 square feet of living space. Listed at $699,000 (about $308/sqft), 8 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Five acres changes the way you live. There’s more room between you and the rest of the world, more reasons to spend the day outside, and a little more freedom to enjoy home on your own terms. Set on 5.03 acres with a private pond stocked with fish, a screened pool, and a spacious covered lanai, this property brings together the space of acreage living with the comfort of a home made for everyday life. Inside, the 4-bedroom, 2-bath layout includes a dedicated office, with high ceilings and an open design giving the main living areas a bright, airy feel. The kitchen is made for gathering, with rich wood cabinetry, stone countertops, stainless appliances, a large peninsula with seating, and a walk-in pantry. It opens naturally to the dining and living areas, so conversation can keep going whether you’re cooking dinner, pouring drinks, or settling in for the evening. The split-bedroom layout gives the primary suite a sense of separation, complete with a spacious walk-in closet and ensuite bath featuring dual vanities, a garden tub, and separate shower. On the other side of the home, the secondary bedrooms provide flexibility for guests, hobbies, or whatever fits your day-to-day life, while the separate office gives you a place to focus when you need it. Outside is where this property really starts to show off. The screened pool and covered lanai create an easy extension of the living space, ready for afternoon swims, weekend cookouts, or long evenings outside. Beyond the pool, 5.03 acres stretch out around you, with fencing, open views, and a pond that gives the property its own sense of place. Grab a fishing rod, take a walk around the grounds, or simply enjoy having this much space right outside your door. Several important updates have already been completed, including a roof approximately four years old, water heater approximately four years old, water softener approximately two years old, and a new well pump. There is also a generator outlet, attached two-car garage, interior laundry room with cabinetry, and a gated approach. You’re close enough to North Lakeland conveniences when you need them, but once you’re back home, five acres, a pond, a pool, and plenty of breathing room make it easy to leave the busy day behind.

The essentials

Built
2006
Price / sqft
$308
On market
8 days
Annual tax
$4,115
Flood zone
X · Low risk
Lot
219,142 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Private pool
Fiberglass
2 car garage
Garage Door Opener
5.03 acres
Lot size
2,271 sqft
Living area

Payment

Est. monthly payment
$4,338/mo
Down payment (20%)
$139,800
Property taxes
$343/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
219,142 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener, Garage Faces Side
Pool
Fiberglass, In Ground, Salt Water, Screen Enclosure
Days on Market
8
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Rain Gutters
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Elementary
Padgett Elem
Middle
Lake Gibson Middle/Junio
High
Lake Gibson High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,115
Parcel #
24-27-07-000000-013030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Big Ben Acres
County
Polk
MLS Area
33809 - Lakeland / Polk City
Lot Size
219,142 sqft
ClearedGreenbeltLandscapedPrivate

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #L4965481
$699,000
$308/sqft

Neighborhood

8515 Tom Costine Rd
Lakeland, FL, 33809 · 33809 - Lakeland / Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $699,000
$690,000 – $699,000
98.7% – 100% of listTops out right at the list price
80% of listList price
71 of the last 141 home closings in 33809 landed at this number or higher (50%). The median one sat 38 days before it went under contract, and this one is on day 8.

Sample: 141 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,338/mo
Principal & interest$3,646
Property taxes$343
Insurance$350
Down payment20% · $139,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,000

$308 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,271 sq ft

Time on market

8 days

Year built

2006

Monthly payment

About $4,338/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,115 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEXP REALTY LLCListing agent: Jen LayListing data from Stellar MLS, MLS# L4965481.

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